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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. If you find yourself hitting the drive thru on your way to work, start making your breakfast and brewing your coffee at home.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more.

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Used Furniture – Re-purpose, Recycle, Re-use.

Prairie Eco-Thrifter

Garage sale and thrift store furniture bargains abound. I used a shop vac, but any powerful vacuum would work. To be extra cautious, after doing all of the above, I encased each mattress within a zippered vinyl mattress cover. There another product called Krammer’s Best Antique Improver that also works well.

Re-use 100
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20 Tips for Frugal Living

For the Mommas

If you need to earn less, this allows you to choose to work less, or work more but retire early. One where you spend time with your family, have great conversations, read and get outside to do things that are fun and healthy. Brown bag it to work. Do it yourself. You can end up well ahead in the long run.