Emergency Fund Guideline Making Do Thrifting 
Family Balance Sheet
JANUARY 26, 2016
Guidelines for 2016: 1. Make it a Necessities Only Year. Choose Thrift First. I have made a pact with myself that if I don’t already own something that I need, I will either: make do with what I have, find said item at a thrift store, borrow, or forget about it. I think I’ll survive.
Family Balance Sheet
JANUARY 17, 2018
The Guidelines for 2018: 1. However, we could use a year of extra thriftiness to find any extra funds to accelerate the $10k. Choose Thrift First. While I love thrift stores, I can be easily swayed to run into Target, TJ Maxx, and/or Kohl’s when I feel like I need something. Save a starter Home Emergency Fund.
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