article thumbnail

How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

What got us through financially? I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. I still use my spreadsheet to this day! I decided to use Dave Ramsey’s 7 Baby Steps as a guide and I wrote our first Debt Freedom Plan.

Debt 130
article thumbnail

Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

Our daughter is 24 and was adopted from Eastern Europe when she was one week short of a year old. Box are some of my favorite authors) and I use the library to borrow both regular books and electronic resources. Alan and I, by choice, bought land in an area with low property taxes. Our son is 29 and biological.