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Reduce Your Spending in 3 Budget Categories | 31 Days to Organize Your Finances

Family Balance Sheet

It is my personal mission as the household manager for my family to live well, but I want us to do so on less money. I want my family to enjoy life, but we also have some pretty serious financial goals that we are trying to achieve. You will not only save yourself money, but also time. It saves us $67 a month.

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Take Control of Your Money in 2015

Family Balance Sheet

My husband and I make some financial goals at the start of every year. This is the year that we will control our money and our debt and fear will not control us. Choose Thrift First Challenge. In 2013, The Christmas Savings Club encouraged all of us to save monthly so that we could have a cash Christmas.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Put the money saved into your emergency fund. But when you’re trying to save money, cut out this costly expense. Put the money in your emergency fund instead. If you have a big financial goal, think about how much you pay someone to do something that you are capable of doing yourself.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Put the money saved into your emergency fund. Put the money in your emergency fund instead. If you have a big financial goal, think about how much you pay someone to do something that you are capable of doing yourself. Put the money in your emergency fund. An easy lunch idea in one word: leftovers!

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7 Clever Ways Moms Used to Save Money

Penny Pinchin' Mom

This can ultimately lead to substantial savings that can go toward your financial goal and keep you from being wasteful. We find that this gives our kids (and ourselves) a chance to experience new stuff without necessarily having to buy the stuff at a regular store or thrift store. Don’t know where to start?