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20 Tips for Frugal Living

For the Mommas

You can use the difference in income to pay off debt, save or invest. And if you rent, save money and then invest the difference. Shop around at garage sales, thrift stores and online classifieds for furniture and other household items. Save money by preparing your own meals. Plan ahead.

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Find out how Richard paid off $40,000 of debt

Family Balance Sheet

What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. My biggest wins for saving money came from psychological tricks I’d employ. With our jobs, families and social lives its tempting to spend money to enjoy ourselves. So I pass on by.

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