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My Word for 2019

Family Balance Sheet

Our main financial goal is to pay off our last non-mortgage loan. It was a goal in 2018, but high medical bills and other financial challenges hindered our progress. This is my referral Amazon link, but I found the book at the library.). My word for 2019 is REDUCE. My plan is for 2019 to be different.

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Find out how Richard paid off $40,000 of debt

Family Balance Sheet

Could I knock $20 off my grocery shopping somehow? Take the time to enjoy a good book (on loan from the library) or go for a hike or bake a meal at home from scratch. What are your financial goals now? I’d record and categorize every expense, looking for potential cuts. Could I lower my cell phone plan?

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