article thumbnail

Money Matters - How to Build Healthy Financial Habits and Prevent Future Debt

Motherhood Moments

Start by evaluating your needs versus your wants, and make sure your spending aligns with your goals and values. Instead, you may want to check out thrift stores or buy classic, high-quality items that will last longer. Now, staying frugal doesn't mean living a life of deprivation. Save for retirement T-O-D-A-Y.

Debt 130
article thumbnail

Our 2018 Financial Goals

Family Balance Sheet

Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. Our 2 Main Financial Goals for 2018: 1 – Finish the will.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

My Binder System for Organizing Some Important Areas of My Office and My Life

Family Balance Sheet

My financial binder holds my monthly to-do list , my yearly goals, our Family Balance Sheet , our family budget, and our business budget and statistics. I keep separate binders for our Business Expenses & Statements , Business Taxes , Health Savings Account , Retirement , my passwords (with alphabet tabs), and Workouts.

Office 159
article thumbnail

Meet a Reader | Midwest Andrea

The Frugal Girl

Our long-term goal is to retire in our 40s, and the first step is to pay off this mortgage (in addition to recommended retirement investing). It’s all worth it to me, this practice has been extremely beneficial for my mental and physical health. What’s the “why” behind your money-saving efforts?

article thumbnail

Put Yourself on the Path of Happiness for the Holiday Season

Prairie Eco-Thrifter

Please remember, these are only my ideas, I am not a professional health or care giver. Try to set at least one solid and realistic goal that you feel you can accomplish to start getting to that new direction. Give away a dollar in front of the thrift store. Six Ideas for a Better Shot at Happiness. Forgive yourself.

Holiday 183
article thumbnail

P.E.P. for the Week of January 24-28, 2010- Adjustment Edition

Prairie Eco-Thrifter

As some of you know, one of my goals for 2011 is to become a certified fitness professional. The goal was to be certified by summer. Moolanomy tells us how we can reach our savings goals by using virtual bank accounts. Being Frugal tells us how we can rock the thrift stores. Well, plans have had to change.

January 124
article thumbnail

7 Clever Ways Moms Used to Save Money

Penny Pinchin' Mom

This can ultimately lead to substantial savings that can go toward your financial goal and keep you from being wasteful. No mom wants to play around with their children’s health. It’s like having a yard sale or visiting a thrift store but in the form of a barter trade where no extra cash is exchanged.