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Celebrate a New You in 2013 with P&G Have You Tried This Yet? and Giveaway

Nicoles Nickels

. • Sit down as a family to focus on how you plan on making 2013 even better than 2012: o Have each family member write down their goals for the coming year. o As each family member is successfully working towards achieving their goals, reward them throughout the process, i.e. dinner out, family move night.

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10 Smart Ways to Become Debt Free

Family Balance Sheet

Everyone had unique motivation for working towards debt freedom: Jackie and her husband were sick of the stress that goes along with money issues. Brian and his family understood that the short term sacrifices were for the long term goal of being debt free. These little inconveniences will add up to victory sooner than you think!”

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