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Meet a Reader | Maria in Florida

The Frugal Girl

After retiring early in 2015, we intensified our savings efforts even more because we retired before the eligibility age for Social Security. This posed the problem of paying in full for both our health insurance plans since our employers no longer contributed to our healthcare needs. What’s your best frugal win?

Florida 130
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Get your FREE Family Balance Sheet Excel Spreadsheet

Family Balance Sheet

Back in October 2003, I left a corporate career as a department store buyer with a nice reliable paycheck and benefits– including health insurance –to join my husband in the land of self-employment. My newsletter is packed with weekly budgeting inspiration, money-saving tips & ideas, and frugal, yet tasty recipes.

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Seven Retirement Lessons Learned

Prairie Eco-Thrifter

Health insurance is a bit more pricy than when employed, but less than a lot of other people pay. Part of that is passing money to them in the form of annual gifts. This lets us see them enjoy the money, saves on death taxes and helps them out when they are young and poor.