Why We Left Traditional Health Insurance

Family Balance Sheet

Health insurance is a touchy subject. Instead I’m writing about my family’s experience with traditional health insurance and how it has affected OUR finances. Health insurance prior to October 2003 for me and my husband was pretty standard for that time.

Why We Chose Medi-Share, an affordable solution to traditional health insurance

Family Balance Sheet

Health insurance is a touchy subject and everyone has a different point of view depending on their own life experience. For us, health insurance became a thorn in our side many years ago when I left a corporate job with benefits for a life of self-employment.

Our 2019 Financial Goal

Family Balance Sheet

I won’t rehash our entire health insurance story here, because I have written extensively about it and INCLUDED OUR NUMBERS, so to start from the beginning, read: Why We Left Traditional Health Insurance.

FREE Flu Shots at CVS

Saving In Akron

CVS health clinics and community health centers are offering FREE flu shot vouchers at selected locations to their existing patients who lack health insurance.

An Update on Medi-Share – September 2017

Family Balance Sheet

As open enrollment nears for many health insurance plans, I thought this would be a great time to give you an update on Medi-Share, the health sharing ministry that we are using in place of traditional health insurance. Medi-Share is NOT health insurance.

2017 130

5 Insurance Issues for Entrepreneurs

Prairie Eco-Thrifter

One of the items that many entrepreneurs overlook when they get started is insurance. When you’re starting a business, it doesn’t seem important to worry overmuch about insurance. Here are 5 insurance issues to watch out for: 1. Life Insurance.

It’s Frugal Friday: 10/28/16

Family Balance Sheet

We received a letter from our health insurance company, Aetna, a few weeks ago that they are leaving the Affordable Care Act exchange at the end of this year. So we are now in the market for new health insurance.

Frugal 151

Financially Prepare For Your Baby!

Saving Everyday

How to handle maternity leave, health insurance and your career. Get a grasp on life insurance, tax breaks and college savings. Sign up for Learnvest Baby on Board Boot Camp and receive tips, information, and strategies to financially prepare for your baby!

Save Up to 85% on Your Prescriptions!

Couponing 101

Even with decent health insurance, it’s been hard on my wallet to pay for many of my prescriptions. Health & Beauty coupon card Coupons Pharmacy pharmacy coupons pharmacy deals Prescriptions

2019 83

Which Insurance Policies Should You Absolutely Have?

Prairie Eco-Thrifter

Even though many of us grumble about paying insurance premiums, the reality is that insurance is necessary for many of us. Insurance is designed to help us cover the costs associated with replacing expensive assets. Insurance helps you manage your finances.

Our 2018 Financial Goals

Family Balance Sheet

I won’t rehash our health insurance story here, because I have written extensively about it and INCLUDED OUR NUMBERS. We blew through our health savings account, and now need to save another $10k so we’re not caught off guard if another emergency were to happen. Read our Health Insurance Story: . What We Left Traditional Health Insurance. Why We Chose Medi-Share, an affordable solution to traditional health insurance.

6 Ways to Save Money On a Gym Membership

Prairie Eco-Thrifter

Guest Author Bio: Kalen Smith writes about health insurance and related topics for [link]. Take advantage of health insurance discounts. My health insurance company used to pay for my gym membership if I attended eight or more times a month.

Make Extra Money Selling Avon (And Get Discounts)

Saving Everyday

Excellent opportunities exclusive to Avon – Enjoy product discounts, participate in the exclusive Avon Independent Sales Representative Savings Plan, access to preferred suppliers of health insurance, training, rewards and incentives, scholarships and more.

Freebie Friday

Saving In Akron

It's been a busy week trying to avoid a health insurance catastrophe, which I hope to write about more later. So glad it's Friday. I hope you're all not buried under snow. Have a great weekend and enjoy your freebies. Get a FREE recipe book from Betty Crocker. Get a FREE vegetarian starter kit. Be one of the first 1000 and get a FREE sample of Valspar Paint and a $5 coupon. Get a FREE wildflower reference guide and seed catalog.

3 Employer Benefits You Must Take Advantage Of

Prairie Eco-Thrifter

Readers: Aside from health insurance, what benefits to you take advantage of? In my last article we talked about getting the most out of your primary employer. The majority of us are working jobs we’d rather not be working for a company we’d rather not be working for.

Make Extra Money Selling Avon (And Get Discounts)

Saving Everyday

Excellent opportunities exclusive to Avon – Enjoy product discounts, participate in the exclusive Avon Independent Sales Representative Savings Plan, access to preferred suppliers of health insurance, training, rewards and incentives, scholarships and more.

19 Awesome Freebies Things for College Students

Coupons Do Work

Health Insurance. Even if you are attending school and financially independent from your parents, as long as you are younger than 26 years old , you can be kept on your parent’s health insurance policy. International Travel Insurance.

Fun Ways to Exercise (Who Would’ve Thought?)

Prairie Eco-Thrifter

There is no denying that there are health benefits from regular exercise, and health insurance companies don’t hide the fact that they offer lower rates to healthy individuals. Despite how you might feel about it, exercise doesn’t have to be a four-letter word.

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Make Extra Money Selling Avon (And Get Discounts)

Saving Everyday

Excellent opportunities exclusive to Avon – Enjoy product discounts, participate in the exclusive Avon Independent Sales Representative Savings Plan, access to preferred suppliers of health insurance, training, rewards and incentives, scholarships and more. If you’re looking for a way to make some extra money, Avon is a proven path to success for millions of representatives around the world, from all ages, cultures and walks of life.

Are You Financially Ready For Kids?

Prairie Eco-Thrifter

Do I Have Health Care Insurance? . If your job doesn’t provide health insurance and you can’t afford to take out your own policy, this is another reason to wait before trying to conceive (or adopt). Children.

There’s No Such Thing As Cheap Food

Prairie Eco-Thrifter

Cheap fast food isn’t really food at all, but rather it’s just a commodity we use to satisfy hunger while hurting our own health. Well, there is in terms of initial outlay of cash from your wallet, but if food is cheap it’s not for good reason.

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Get your FREE Family Balance Sheet Excel Spreadsheet

Family Balance Sheet

Back in October 2003, I left a corporate career as a department store buyer with a nice reliable paycheck and benefits– including health insurance –to join my husband in the land of self-employment. October is a big month for me. I met my husband in October.

2017 130

How Do You Handle Increasing Expenses?

Prairie Eco-Thrifter

It was the email that arrives each November informing me that the information regarding our health care coverage options for the next calendar year was available for review, and the enrollment period would be opening soon. Comparing the 2015 prices with what we pay now, I discovered that if we kept the same health, dental, and vision plans our health care costs would increase about $115 a month. How do you handle an increase in monthly expenses like health care?

2014 158

Meet Tracy, a Single Mom Who Paid Off $41,587 | Debt Free Stories

Family Balance Sheet

If I can make it as a single mom who was laid off, dumped, told my daughter might need surgery as I was losing health insurance and my dog had cancer, I promise God will provide you the strength and focus to get through it too. Welcome to Debt Free Stories.

Debt 247

Seven Questions to Answer Before You Retire

Prairie Eco-Thrifter

You probably won’t have health insurance, life insurance or special perks (like savings on certain items or free tickets to different things or business travel on the company’s dime) after you retire.

2013 228

Butt Out!! How I Successfully Quit Smoking

Prairie Eco-Thrifter

Health concerns were not heralded on evey pack or on every billboard and TV/Radio station. The gum was expensive, and our health insurance didn’t help with the cost. True confession time! I smoked cigarettes for over 20 years.

2013 205

Tax Reform – What it Means for Employees

For the Mommas

This means persons will no longer be required to “secure health insurance or pay a penalty.” If healthy individuals will choose not to have coverage with the elimination of the individual mandate, the balance of those who are insured will tip towards those who are sick, which will increase the cost of healthcare overall.) Employers with 50+ employees still have to provide ACA- compliant health coverage and reporting requirements will remain intact.

Taxes 59

Carnival of Financial Planning – Money Management Edition #241 – June 15, 2012

Prairie Eco-Thrifter

Insurance and Risk Mac Hildebrand presents What is catastrophic health insurance coverage? posted at Insurance Providers , saying, “From routine trips to the doctor to extended hospital stays, the average health care bill is $8,000 per year. Without insurance, this could literally break the bank for many people. Health insurance helps keep your health care costs lower by offering you various benefits in exchange for a premium.

2012 116

7 Steps To Homelessness And What To Do If You Get There

Prairie Eco-Thrifter

Discontinue Insurance. Since she could no longer afford to pay it, she stopped the home insurance and stopped using the cars she inherited (also free and clear). Her health care is via the Veteran’s Administration as she has no health insurance.

2012 207

Seven Retirement Lessons Learned

Prairie Eco-Thrifter

Hubby is one of those lucky few that actually has a pretty safe pension – one that also comes with health plans (which cover me as well) – so calculating his was easy. Health insurance is a bit more pricy than when employed, but less than a lot of other people pay.

2011 222

8 Tips to Help You Stay Healthy and Fight Germs

Prairie Eco-Thrifter

Your health is important. Without good health other things become insignificant. Protecting your physical health is vital in maintaining a happy lifestyle. Being wary and avoiding germs won’t guarantee good health, but it could help. That is an indisputable fact.

2011 176

Guest Post: 8 Tips to Help You Stay Healthy and Fight Germs

Prairie Eco-Thrifter

Your health is important. Without good health other things become insignificant. Protecting your physical health is vital in maintaining a happy lifestyle. Being wary and avoiding germs won’t guarantee good health, but it could help. That is an indisputable fact.

2011 158

So here’s what I got.

Saving In Akron

My husband spent 8 months of those two years unemployed and looking for a job because we could no longer afford our health insurance. After being run ragged for 5 days running everyone around, I finally got my new car. I am so excited.

Giveaway: $50 Home Depot Gift Card

Saving Cents With Sense

For those planning a wedding, with all the organizing, the first thing on your mind may not be insurance, but that is why the National Association of Insurance Commissioners (NAIC) created the Insurance Survival Guide for Newlyweds.

How Saving Can Also Lead to Good Health

Saving Cents With Sense

Saving money can substantially improve your health and it’s scientifically proven to do so. Saving money at the grocery store , gas station , car insurance, or even college tuition are all examples of things that should be something you strive for and are eager to achieve.

CVS MinuteClinic Flu Shots for the Family

Nicoles Nickels

Certain people are at greater risk for complications with the flu, including seniors, young children, pregnant women and those with certain health conditions like asthma or diabetes. Will it be covered by insurance?

Post Christmas Thoughts

Nicoles Nickels

I lost a job, lost health insurance, lost a house, lost what I thought was my identity and had to start from scratch. But when I hear others talk down about people on food stamps or health care aid or other such programs, now I speak up. Christmas came and went regardless of my being “ready” We had plenty of food, plenty of presents, plenty of fun and love and not enough sleep. Just like every other Christmas that has come before this one.

CVS MinuteClinic Flu Shots Because You’ve Got #NoTimeForFlu!

Nicoles Nickels

Certain people are at greater risk for complications with the flu, including seniors, young children, pregnant women and those with certain health conditions like asthma or diabetes. Will it be covered by insurance? Pennie’s take: Having the flu is miserable.

2015 91

The Financial Effects of Marriage

Saving Cents With Sense

Health Insurance Concerns. If you both have employers that offer health benefits, and you both intend to remain at your positions, then you’ll need to compare the benefits programs and determine which are better for your individual medical requirements.

Taxes 52

But Those Were Happy Tears

Work With What You've Got

And health insurance! (A picture we took before that I never blogged, because some people don’t like to read so much and I get a little TL/DR below…) This past week, my husband got a job.

2010 52