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Meet a Reader | JenRR from the Midwest

The Frugal Girl

How did you get interested in saving money? At age 12, I started saving up my allowance and babysitting money to buy Christmas gifts for other children who were less fortunate. What’s the “why” behind your money-saving efforts? What’s an embarrassing money mistake you’ve made?

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How To Get A Personal Loan In 8 Steps

Savings Corner

Key takeaways Determine how much you need before you apply to avoid requesting more money after you’re approved or borrowing more than you need. The steps may vary depending on whether you’re looking for debt consolidation loans , home improvement loans, medical loans or wedding loans.

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Mortgage Refinancing: What Is It And How Does It Work?

Savings Corner

To refinance a mortgage, you’ll pay between 2 and 5 percent of the loan amount in closing costs, so if you’re refinancing to save money, you’ll need to calculate your break-even point. Cash-out refinance Caret Down When you do a cash-out refinance , you use your home equity to withdraw cash to spend.