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Money Matters: Brilliant Hacks to Consider Before Purchasing a New Home

Motherhood Moments

Image via Unsplash It is true that the idea of buying a home continues to be the American dream, but one look at the real estate market will tell you that purchasing a property is getting more expensive all of the time. Keep in mind that a home warranty will be an extra expense each month, but it may be well worth it for peace of mind.

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How Long Should You Keep Financial Documents

Family Balance Sheet

Any bills for big purchases like jewelry, appliances, computers, etc, should be kept permanently for insurance and warranty purposes. Receipts - Keep until the warranty expires or you can no longer return the item. I use a small accordion file with 12 monthly files for credit card receipts.

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Smart Safety: Paying a Landlord by App

Motherhood Moments

If you’ve used a service like Zelle or Venmo, you know how simple it is to send a payment. Or…it could be a criminal who’s catfishing you with pictures of sexy real estate. “In Once you’ve moved into the property and have established that the landlord is legit, then you can use Zelle and Venmo to your heart’s content,” he adds.

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