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Forget the Small Stuff; Save Money on Bigger Costs

Prairie Eco-Thrifter

In the personal finance world, it’s common to focus on all the small ways you can save money each day. The idea is that small savings add up over time. Cut out that $5 premium coffee from your weekday routine, and you could save $100 per month, $1,200 per year, and $12,000 after 10 years. Bank Your Savings.

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How to Manage Your Personal Loan

Savings Corner

NerdWallet recommends the simple 50/30/20 budgeting plan , in which you spend 50% of your earnings on necessities, no more than 30% on things you want and 20% on debt repayment and savings. Source link The post How to Manage Your Personal Loan appeared first on Savings Corner.

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Family Office Manager

Family Balance Sheet

Today at age 50+, I still optimize our cash flow, but my focus is shifting towards saving with our daughters’ future education costs, building our net worth, and planning for our retirement years. We have been in our home for over 20 years and I’ve refinanced for better rates at least five times, mostly for free.

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How To Get A Personal Loan In 8 Steps

Savings Corner

Credit card refinancing loans: Some companies specialize in loans for people looking to pay off credit card debt. Because personal loan rates are often lower than credit card rates, this type of loan may save you hundreds or even thousands in interest charges over the life of the loan.

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Yakezie Carnival October 16, 2011- Growth Edition

Prairie Eco-Thrifter

Yeah, There’s a Calculator for That Refinancing your mortgage to a lower rate and paying the same amount is an interesting sound-byte from Personal Finance Bloggers – but has anyone really run the numbers? Good Financial Cents: What to Watch For With Debt Settlement Companies Considering using a debt settlement company?

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