Family Balance Sheet

NOVEMBER 2, 2022

The season of family, faith, food, and…shopping… collective sigh… The spending part of Christmas can get crazy, so I’ve come up with a list of ideas to find some extra cash for your Christmas spending if you’re coming up short. I use this spreadsheet every year. Hopefully, that’s your goal too.

Christmas 130

Christmas Finds Friends And Family Sale Donation 130

Koupon Karen

FEBRUARY 15, 2024

Legal matters can be complex and intimidating, but finding an attorney who fits both your needs and budget doesn’t have to be. This clarity ensures that you’re not paying for unnecessary expertise and that your attorney is well-equipped to handle the nuances of your situation.

Communications 52

Communications Budgeting Budget Economical 52

Saving Cents With Sense

JUNE 19, 2013

If you’re tired of being broke, it can be tempting to blow some money you don’t have on lobster, steak or a bottle of wine. Eliminate What You’re Not Using or Don’t Need. Reduce Your Energy Used. Unfortunately, these decisions aren’t financially sustainable. Cut Housing Costs.

Budgeting 85

Budgeting Budget Las Vegas Bills 85

For the Mommas

FEBRUARY 4, 2016

Tips for Celebrating Valentine’s Day on a Budget. In fact, it’s quite easy to celebrate Valentine’s Day while being on a budget. Now, there are a couple things you should take into account when it comes to celebrating Valentine’s Day on a budget. Valentine’s Day Candy on a Budget.

Budgeting 40

Budgeting Budget Chocolate Homemade 40

Family Balance Sheet

JULY 9, 2014

We use the gym, so we’ve never felt like it was a waste of money. At the time we kept the internet service with that provider, but were recently offered a better price with their competitor, so we are taking advantage of the two year offer. Let us know in the comments. We want to have our cake and eat it too.

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Family Balance Sheet

JANUARY 28, 2022

Groceries is one budget category that can get out of control very quickly, and that’s before inflation. However, it can be an easy budget category to manage, but it takes some planning, skill, and organization. These are strategies I use weekly to help keep my grocery bill in line with our budget.

Saving Money 130

Saving Money Groceries Grocery Money 130

Saving Everyday

OCTOBER 3, 2023

In this article, we’re sharing our top tips to help you save money when traveling without sacrificing a thing! They’re quality time spent together without the distractions of household responsibilities, work, school, and everything else life throws at us. Growing up, we didn’t have much.

Saving Money 52

Saving Money Money Travel Hotel 52

Family Balance Sheet

AUGUST 6, 2022

We’ve seen higher grocery and fuel bills lately, so we’re upping our frugal game to help the budget. Our financial goals are still important to us and we want to hit them regardless of the rising prices. We use the bacon fat in place of butter or oil for eggs and sauteed dishes. Got Bacon Fat?

July 130

July Frugal Credit Cards Donation 130

Family Balance Sheet

APRIL 6, 2015

Or maybe you have already submitted your taxes, but you’re thinking about how you can maximize your deductions for 2015? Do you know what tax-advantaged investment options are available to you? If you’re self-employed, what are your retirement investment options? Disclaimer: I am not a financial or tax professional.

Taxes 100

Taxes Education Re-use Tools 100

Savings Corner

FEBRUARY 2, 2024

Activating and tracking categories might be too much of a hassle for some students brand new to credit cards, but if you’re up for a little work, the rewards can be handsome. You’ll get a card with your name on it that you can use for purchases, but your parent is legally responsible for the debt. Read our review.

Credit Cards 52

Credit Cards Student Credit College 52

Family Balance Sheet

NOVEMBER 26, 2014

Before we get to the list, if you haven’t started planning for Christmas, here’s my FREE Christmas Gift & Spending Budget Excel Worksheet to help you get started. I use this spreadsheet. So please, take advantage of my offer and make a spending plan for Christmas. 10 Ideas to Find Cash for Christmas.

Christmas 235

Christmas Finds Part Time Thrift Stores 235

Family Balance Sheet

NOVEMBER 14, 2014

Maintaining our monthly budget is a daily process and there are days when we get it right and then there are days when we …I fail miserably. I also used a gift card that I received LAST Christmas, making our drinks FREE. Do you take advantage of your grocery store’s free turkey promotions? Giant rocked this week!

Saving Money 113

Saving Money Money Budgeting Budget 113

Savings Corner

DECEMBER 24, 2023

These areas range from the basics such as budgeting to more complex areas such as saving and investing for retirement as well as estate planning for the distribution of your assets. A financial plan can help you get your financial life in order in areas such as: Budgets – How much can you spend this week or month and still stay on track?

Goals 52

Goals Debt Taxes Insurance 52

Family Balance Sheet

OCTOBER 15, 2021

I don’t recall why I never used the account, but I guess it just slipped my mind. We’re currently in the “shovel all extra funds into their college savings accounts season of life. To take advantage of the bonuses, you must link your eligible 529 College Savings Account. Use a Upromise Mastercard.

College 130

College Used 2020 Saving 130

Family Balance Sheet

NOVEMBER 18, 2016

I took advantage of the.39/lb Even if you’re not hosting a big gathering, buy them. Our home also has electric baseboard heaters, but they are inefficient and quite costly, so we don’t use them. If you don’t have a Christmas spending list and BUDGET, download my FREE Christmas Budget Excel Spreadsheet NOW!

Frugal 100

Frugal Cheap Fridays Win 100

Family Balance Sheet

FEBRUARY 15, 2019

Groceries is one budget category that can get out of control very quickly. However, groceries is also an easy budget category to control, but it takes some planning, skill, and organization. Personally, if I don’t make a shopping list and plan my meals, my grocery budget is toast. You’ll be thankful later.

Saving Money 113

Saving Money Groceries Grocery Money 113

Prairie Eco-Thrifter

JUNE 13, 2011

There are many easy ways you can be eco-friendly with a credit card; all it takes are a few key decisions and instead of adding the the problem, you’re actually being a proactive solution. Here are some suggestions you might find useful: It Starts With The Choice of Credit Card. Save The Trees. Four Crazy Credit Card Scams.

Credit Cards 165

Credit Cards Credit Environmental Groups Paperless 165

Family Balance Sheet

APRIL 30, 2015

In 2015 I’m challenging myself to rethink purchases by taking advantage of more cost effective solutions like borrowing, buying second hand, or just making do with what we already have. We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. Have you joined the challenge?

Thrifting 100

Thrifting April Thrift Stores Financial Goals 100

Couponing 101

JANUARY 26, 2019

There is the potential to save a lot of money if you know how to take advantage of these discounts. While it’s not advisable to buy things you don’t need just because they’re on sale, having an open mind to what’s on manager’s special can save you money and be a lot of fun.

Saving Money 81

Saving Money Groceries Grocery Money 81

Saving Cents With Sense

MARCH 21, 2014

To save the most on your next vacation, incorporate these 5 budget travel tips. Credit cards might charge a flat fee or a percent of the transaction; the former quickly gets pricey if you’re buying every meal and souvenir with your card. Either way, find out what to expect then plan on using the least expensive payment method.

Travel 94

Travel Public Transit Airline Hotel 94

Family Balance Sheet

DECEMBER 17, 2015

As the home manager, my mission is to serve my family quality and tasty food on our limited budget. If you’re new to Giant Food Stores or a current customer, pick up Savory magazine and follow these 10 tips to save money on your grocery bill. Use the card every time you shop to take advantage of the weekly sales.

Food 100

Food Storing Saving Magazines 100

Prairie Eco-Thrifter

APRIL 17, 2014

Take advantage of the holiday to pass along some financial lessons. Sit down with your teen or tween and plan out your Easter expenses – let them fill in the spring holiday budget for you and then track it. Use the occasion to let them practice their spiritual values. Keep the focus on the reason for the holiday.

Easter 167

Easter Hunts Kids and Family Activism 167

Prairie Eco-Thrifter

AUGUST 12, 2013

Saving up this chunk of change can take a long period of time, especially if you have a high expense to income ratio, which many people do (especially if you’re paying down debt). . I was contributing hundreds of dollars each month to it, and now I could add that back into my savings plan or budget. Re-Training.

Emergency Fund 200

Emergency Fund Debt Goals Money 200

Savings Corner

DECEMBER 24, 2023

Buying a franchise, therefore, can be an advantageous way to start a business , but you’ll typically need a large upfront investment to get off the ground. You’ll want to think about your personal budget and net worth and what type of franchise you might be able to afford.

Real Estate 52

Real Estate Buy Buying Finance 52

Saving Everyday

NOVEMBER 3, 2023

Tips for Saving Money on Gas Like most of our articles on saving money, it starts with taking an honest look at your overall budget and spending. Sometimes, you can find areas where you’re spending too much, and rectifying that will keep more money in your bank account for things like gas. off per gallon.

Saving Money 52

Saving Money Gas Money Fuel 52

Savings Corner

DECEMBER 25, 2023

Nerdy Tip A common rule is to budget for at least 70% of your pre-retirement income during retirement. Use our Social Security calculator to estimate your future Social Security benefits. We are using 95 as our default life expectancy, which is a conservative estimate that assumes a longer life span.

Calculators 52

Calculators Taxes Money Free 52

Prairie Eco-Thrifter

JANUARY 6, 2013

The best hobbies are the ones which will not give you additional stress and headache because they are not expensive and are easy on the budget. When you’re stressed-out, a little sunshine and fresh air will do wonders. You can also use it as reference in the future for some important details that might have forgotten.

Hobby 213

Hobby Cheap Gardening Garden 213

Savings Corner

DECEMBER 24, 2023

Use the auto loan refinance calculator to find potential savings Bankrate’s auto refinance calculator can help you determine how much you could save on interest, monthly payments or both. If you’re in one of these situations, the answer might be now. When should you refinance an auto loan? You received dealer financing.

Calculators 40

Calculators Refinancing Cars Car 40

Nicoles Nickels

FEBRUARY 18, 2012

This week Amanda brings you another great budget meal based on the grocery store sales. Each week I will highlight Amanda’s fabulous recipes that take advantage of the grocery store sales or items you have in your pantry already. This week’s meal features Stuffed Caprese Tomatoes.

Meals 49

Meals Budgeting Budget Re-use 49

Saving Cents With Sense

MAY 26, 2014

Only 32 percent of Americans prepare a monthly budget, according to a Gallup poll taken in June 2013. Creating a short-term budget and long-term financial plan can not only help you get out of debt once and for all, but they can also guide you to economic independence and prosperity. Build a Budget & Emergency Fund.

Emergency Fund 71

Emergency Fund Goals 2008 Debt 71

Nicoles Nickels

MARCH 10, 2012

This week Amanda brings you another great budget meal based on the grocery store sales. Each week I will highlight Amanda’s fabulous recipes that take advantage of the grocery store sales or items you have in your pantry already. This week’s meal features Broccoli Cheese Nuggets – a great side dish!

Meals 49

Meals Budgeting Budget Re-use 49

Family Balance Sheet

JULY 13, 2015

Those days are long gone for us now as we’re working hard to cut corners and save money. It is possible to eat out without blowing your budget, it just takes a bit of planning and a few thrifty tips. Take advantage of mid-week specials. There are so many ways to enjoy a meal out on a budget. vs. $14.99

Eating Out 100

Eating Out Saving Money Money Restaurant 100

Nicoles Nickels

MARCH 3, 2012

This week Amanda brings you another great budget meal based on the grocery store sales. Each week I will highlight Amanda’s fabulous recipes that take advantage of the grocery store sales or items you have in your pantry already. This week’s meal features Homemade Pancake Mix – love making pancakes for dinner!

Pancake Mix 49

Pancake Mix Pancakes Homemade Meals 49

Nicoles Nickels

FEBRUARY 25, 2012

This week Amanda brings you another great budget meal based on the grocery store sales. Each week I will highlight Amanda’s fabulous recipes that take advantage of the grocery store sales or items you have in your pantry already. This week’s meal features Beignets – admittedly not a meal but yummy!

Meals 49

Meals Budgeting Budget Re-use 49

Nicoles Nickels

APRIL 21, 2012

This week Amanda brings you another great budget meal based on the grocery store sales. This week’s meal features Southwestern Chicken Patties - using the holiday leftovers! Each week I will highlight Amanda’s fabulous recipes that take advantage of the grocery store sales or items you have in your pantry already.

Meals 45

Meals Leftovers Re-use Budgeting 45

Nicoles Nickels

APRIL 14, 2012

This week Amanda brings you another great budget meal based on the grocery store sales. This week’s meal features Potatoes & Ham Au Gratin - using the holiday leftovers! Each week I will highlight Amanda’s fabulous recipes that take advantage of the grocery store sales or items you have in your pantry already.

Meals 45

Meals Leftovers Re-use Budgeting 45

Nicoles Nickels

MARCH 17, 2012

This week Amanda brings you another great budget meal based on the grocery store sales. Each week I will highlight Amanda’s fabulous recipes that take advantage of the grocery store sales or items you have in your pantry already. © 2012 Nicoles Nickels LLC.

DIY 51

DIY Cake Meals Budgeting 51