The Frugal Girl

NOVEMBER 20, 2023

Today we’re meeting a Midwestern reader who only occasionally masquerades as Mrs. Potato Head. ? Tell us a little about yourself I’m a married mother of two teenage boys (18 and 16) who grew up in the country near a small town in Iowa. We are both naturally frugal and a bit introverted which makes it easier to save money.

Iowa 164

Iowa Friends And Family Sale Boys Son 164

The Frugal Girl

FEBRUARY 26, 2024

Today we’re meeting a reader who’s been here since 2009 (!!) Tell us a little about yourself. I don’t use it much, but I have run background checks for divorced friends who are dating again through online apps. and she’s had a bunch of interesting jobs, including being a private investigator on the side.

Daughter 130

Daughter Green And Frugal Money Grandmother 130

Savings Corner

DECEMBER 25, 2023

Unlike a credit card, however, you shouldn’t use a HELOC to pay for everyday expenses. Because of this risk, it’s best to use your equity to reinvest in your home with projects that will increase its value. The lender uses your home’s value to set the HELOC limit, and they’ll let you borrow a percentage of what you own.

Credit Cards 52

Credit Cards Credit Re-use Home 52

Family Balance Sheet

JULY 10, 2023

My plan is to use this cash first as it will come to term around the same time we will need to make the first college payment. I received a quick response that they would reimburse us for the unused tickets from Philly to Harrisburg, which equaled $400 and more than covered the rental car. The money hit our account in April.

Frugal 100

Frugal June Flights CD 100

Family Balance Sheet

OCTOBER 15, 2021

I don’t recall why I never used the account, but I guess it just slipped my mind. We’re currently in the “shovel all extra funds into their college savings accounts season of life. To take advantage of the bonuses, you must link your eligible 529 College Savings Account. Use a Upromise Mastercard.

College 130

College Used 2020 Saving 130

Savings Corner

DECEMBER 24, 2023

How to calculate compound interest How compound interest is calculated Compound interest is calculated by applying an exponential growth factor to the interest rate or rate of return you’re using. Below is a mathematical formula you could use for calculating compound interest over a certain period: Image source: The Motley Fool.

Calculators 52

Calculators Simple Re-use Growing 52

Prairie Eco-Thrifter

JUNE 18, 2021

But even if you’re in your later years and retirement feels only a few years away, there are actions you can take to plan for yourself and your family. If you’ve got more time and have decades before retirement, you’re in a great position to consider your options today. Assess Your Current Financial Situation.

Insurance 100

Insurance Re-use Delivery Service Family 100

Prairie Eco-Thrifter

MARCH 9, 2014

Considering we’re only about half way done with winter, there’s still likely much more cold headed our way. If you’re looking for ways to save , one of the easiest ways is to look around the house to find places where your home is leaking money. Consider these areas: Sealing door cracks. Fix leaky faucets.

Money 176

Money Saving Money Conserving Energy Bills 176

Koupon Karen

NOVEMBER 30, 2023

But with a little planning and some savvy budgeting tricks, you can ensure you’re financially ready to welcome your bundle of joy. That means you can often find gently used baby items in excellent condition for a fraction of the retail price. Sign up for these programs and take advantage of the free items.

Budget 52

Budget Budgeting Baby Friends And Family Sale 52

Family Balance Sheet

APRIL 6, 2015

Or maybe you have already submitted your taxes, but you’re thinking about how you can maximize your deductions for 2015? Do you know what tax-advantaged investment options are available to you? If you’re self-employed, what are your retirement investment options?

Taxes 100

Taxes Education Re-use Tools 100

Family Balance Sheet

AUGUST 6, 2022

We’ve seen higher grocery and fuel bills lately, so we’re upping our frugal game to help the budget. Our financial goals are still important to us and we want to hit them regardless of the rising prices. I use the pesto as a sauce for hot pasta or pasta salad, pizza topping, and spread it over grilled chicken or fish.

July 130

July Frugal Credit Cards Donation 130

Couponing 101

JANUARY 23, 2019

There are so many ways of being more aware of how much we’re wasting; and what we can do about it. I love some of the ideas that came up in my research: Use reusable bags at the market. And they tend to promote those as well, so make sure to sign up for their e-mail to take advantage of some great deals!

Re-use 81

Re-use Paper Leftovers New Year's 81

Savings Corner

FEBRUARY 2, 2024

Activating and tracking categories might be too much of a hassle for some students brand new to credit cards, but if you’re up for a little work, the rewards can be handsome. You’ll get a card with your name on it that you can use for purchases, but your parent is legally responsible for the debt. Read our review.

Credit Cards 52

Credit Cards Student Credit College 52

Penny Pinchin' Mom

JANUARY 16, 2024

It allows you to take full advantage of the promotional offers. Expiration Date This should be one of the very first things to look out for since you cannot use an expired coupon. ” This means exactly what it says: your household can only use that type of coupon once per day. If you use a $0.25 If you use a $0.25

Printing 52

Printing Discount Giving Coupons 52

Couponing 101

JULY 22, 2019

If you’re a T-Mobile customer, check the T-Mobile Tuesday app today to get the latest deal! This program can currently hook you up with discounted MLB and Live Nation tickets, to be used when and where is best for you. Have you taken advantage of any deals? Let us know what you scored in the comments below!

T-Mobile 58

T-Mobile Discount Freebies Mobile Phone 58

Family Balance Sheet

NOVEMBER 26, 2014

I use this spreadsheet. So please, take advantage of my offer and make a spending plan for Christmas. Whether you are scrambling to find money for gifts OR you could just use some extra cash this season, my hope is that this list of ideas (many we’ve done ourselves) helps you find some cash for Christmas. Are you Crafty?

Christmas 235

Christmas Finds Part Time Thrift Stores 235

Family Balance Sheet

MAY 25, 2018

If you do any shopping online, whether it’s at a department store, discount store, travel, or vacations, you are leaving money on the table if you’re not shopping through an online portal, such as Ebates. I use it on almost every online purchase. If you’re going to shop online, do yourself a favor and join Ebates.

Ebates 113

Ebates JC Penneys Kohls Old Navy 113

freestuff.tv

SEPTEMBER 27, 2011

We’re always wanting to save money and given the current economic crisis we’re facing, that’s a good thing. The rise in popularity of using coupons continues to grow and the number of blogs, especially mom blogs is almost hitting saturation point. Now that in itself isn’t an issue.

Economical 109

Economical Economy Re-use Growing 109

Couponing 101

JULY 14, 2019

If you are a fan of Peet’s Coffee, you’re going to love the amazing deals they’re offering right now. You can get your premium caffeine fix for way less if you take advantage of these offers. Just use promo code ENJOY when you sign up. Subscription Program Deal. Shipping is almost always a $5.00

Coffee 45

Coffee Re-use Advantage Rewards 45

Family Balance Sheet

JUNE 19, 2015

Last week, I took advantage of a $20 off coupon for first time users and chose the pick up option instead of delivery, because the delivery times were booked and I wanted to use the coupon. The products were all things that I was going to buy anyway, so I took advantage of the promotion and had our groceries delivered on Monday.

Budget 100

Budget Budgeting Delivery Service Dinner 100

Saving In Akron

FEBRUARY 20, 2012

If you're new to Mamasource, register here first ; If you're already registered, then score this deal here. Voucher must be used in full in (1) transaction, voucher has no residual value. Mamasource is offering a Digital007 iPhone/iPod Accessories Package + FREE Shipping for $17 ! Limit (1) voucher per transaction.

Package 124

Package Free Shipping Microphones Re-use 124

Koupon Karen

FEBRUARY 15, 2024

This clarity ensures that you’re not paying for unnecessary expertise and that your attorney is well-equipped to handle the nuances of your situation. Choosing someone with relevant expertise ensures you’re entrusting your case to a professional who understands the intricacies of your legal concerns.

Communications 52

Communications Budgeting Budget Economical 52

Saving Everyday

NOVEMBER 28, 2023

Try to include recipes with similar ingredients to use up everything you buy. For example, if you need spinach for one recipe, look for another that uses spinach so you can use it up. You can use them in stir-fries, curries, or burger patties to add variety to your meals. They’re an easy, portable breakfast!

Cooking 52

Cooking Budgeting Budget Leftovers 52

Saving Everyday

OCTOBER 3, 2023

In this article, we’re sharing our top tips to help you save money when traveling without sacrificing a thing! They’re quality time spent together without the distractions of household responsibilities, work, school, and everything else life throws at us. Growing up, we didn’t have much.

Saving Money 52

Saving Money Money Travel Hotel 52

Couponing 101

APRIL 23, 2013

If not, you’re missing out on some great savings potential! Use that card to spend at least $10 at any Plink-registered store or restaurant before 4/28/13. I have talked to many people who have taken advantage of Plink offers. Have you heard of Plink ? Register a debit or credit card with Plink.

Gift Cards 99

Gift Cards Gifts Eating Out Burger King 99

Prairie Eco-Thrifter

NOVEMBER 19, 2014

Little things like taking the stairs instead of using the elevator or getting off the bus a stop earlier than normal are great ways to fit in some extra exercise without doing anything drastically different. Use your lunch break productively. You can also try exercising while you’re doing other things. Start the day off right.

Fitness 178

Fitness Motivation Goals Lunch 178

Saving In Akron

SEPTEMBER 4, 2011

While you're getting settled in for the upcoming school year, why not take advantage of saving on photobooks of your summer pics with Mixbook? You can either use this opportunity to finish your summer photo books or get a head start on your holiday cards! You don't have to download any software.

Software 100

Software Photos Saving September 100

Couponing 101

MARCH 18, 2019

If you’re big on saving money, you probably already buy things in bulk. I avoided the larger packages because few things pain me more in life than throwing away food because we couldn’t use it before it went bad. You don’t have to have it on the menu for the week to take advantage of a great deal!

Bulk 85

Bulk Saving Money Money Buy 85

Prairie Eco-Thrifter

AUGUST 3, 2014

“Always call when you say you’re going to call, and do what you say you’re going to do,” says Myers. If you can take advantage of these outside resources, use them in your follow up efforts to boost the chances of getting hired. Leverage Outside Resources. Career Tips'

7-Up 198

7-Up At&T Communications Re-use 198

Prairie Eco-Thrifter

JUNE 13, 2011

There are many easy ways you can be eco-friendly with a credit card; all it takes are a few key decisions and instead of adding the the problem, you’re actually being a proactive solution. Here are some suggestions you might find useful: It Starts With The Choice of Credit Card. Save The Trees. Four Crazy Credit Card Scams.

Credit Cards 165

Credit Cards Credit Environmental Groups Paperless 165

Family Balance Sheet

JANUARY 15, 2016

Sunday: Day 2 of a weekend long swim meet, so I took advantage of a sale at Giant, buy a store made Stromboli and get a store made pizza FREE. I had leftover rotisserie chicken in the freezer and I used my homemade chicken stock. We’re all looking for new weekly meal plan ideas. How I Use Pinterest for Meal Planning.

Budget 100

Budget Budgeting Friends And Family Sale Leftovers 100

Saving In Akron

NOVEMBER 2, 2011

With holiday baking right around the corner, you may want to take advantage of this deal if you're in need of some baking supplies. Use one Save per purchase at www.mycandycrafts.com. Code cannot be used toward shipping or taxes. Here are the Save Details: May buy up to 2 Saves. FREE shipping on orders over $40; $7.95

Baking 138

Baking Making Cake Thanksgiving 138

Family Balance Sheet

APRIL 30, 2015

In 2015 I’m challenging myself to rethink purchases by taking advantage of more cost effective solutions like borrowing, buying second hand, or just making do with what we already have. We want something that can tow the pop-up camper that we bought last fall and we’re having some sticker shock.

Thrifting 100

Thrifting April Thrift Stores Financial Goals 100

Family Balance Sheet

APRIL 2, 2022

Swap with another family who could use a date night too. Get out on the Rail Trails – Rail trails are old railway lines that have been converted to multi-use paths designed for pedestrian, bicycle, skating, equestrian, and/or light motorized traffic. 8 Summer Date Night Ideas – Need a sitter? 40 Homemade Popsicle Recipes.

Budget 130

Budget Budgeting Friends And Family Sale Home and Garden 130

Family Balance Sheet

JULY 9, 2014

We use the gym, so we’ve never felt like it was a waste of money. At the time we kept the internet service with that provider, but were recently offered a better price with their competitor, so we are taking advantage of the two year offer. We want to have our cake and eat it too. Gym Membership.

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Couponing 101

MARCH 26, 2019

Just use promo code GRAD2019 at checkout. I highly recommend digging up some baby photos to add if you’re going the collage route! It may only be used once per household. Use this York Photo Labs promo to order custom cards today so you can get them sent off to your loved ones well before the big day.

Graduation 77

Graduation Photos Codes Credit Cards 77

Savings Corner

DECEMBER 27, 2023

If you’re trying to find the small business idea that’s right for you, ask yourself the following questions: Where is there a need in the market, and how can your skills satisfy that need? Your less math-friendly entrepreneurs could use your help in keeping their personal and business finances in order.

Real Estate 52

Real Estate Re-use Podcasts Work 52