Coupons Do Work

APRIL 14, 2015

Over the years I have had to budget, put money away…so we can live the life without worrying about money. To budget, not spend on stupid things and save as much as you can. My total bill was $27.57. watch my video below: When I was growing up, my grandmother would make two-three meals a week and the rest of the week?

Budgeting 100

Budgeting Budget Food Kids and Family 100

Prairie Eco-Thrifter

FEBRUARY 15, 2011

Here are 5 ways to trim your budget for your child’s college funds. Know Your Actual Budget. Knowing exactly how much income is going out towards bills, unplanned expenses, and splurges is the first step in saving for a college fund. Written Budget. Create a hand written budget and make several copies.

College 100

College Budgeting Budget Friends And Family Sale 100

Family Balance Sheet

FEBRUARY 1, 2019

8 Action Steps for a Frugal February: 1 – Write a budget/spending plan for February. I’m a big fan of Zero Based Budgeting. If you’re new to writing a budget, read: How to Start a Budget (and be successful at it!). This is to keep out any trolls and help to keep the group a safe and encouraging place.).

February 100

February Frugal Financial Goals Budgeting 100

Prairie Eco-Thrifter

NOVEMBER 22, 2012

“How to Live Large and Have Fun”, “How to Spend Millions on Credit and Never Pay a Dime”, “Live Large and On Charge…Cards”, “Living High on the Hog: The Art of Budget Busting”…these are all titles of fictitious books, but they might as well be bestsellers. That is $100 a week you can be saving in order to book that trip to Scotland.

Saving Money 221

Saving Money Money Budgeting Budget 221

Prairie Eco-Thrifter

JULY 26, 2012

We all like to eat out, but if we do it too often, it can get expensive. If you like to eat out a lot, and you would like to save some money, here are few tips to save when dining out. Limit Yourself If you dine out regularly, you can limit the number of times that you go out to save some money.

Dining 203

Dining Saving Money Money Eating Out 203

Family Balance Sheet

JANUARY 28, 2022

Groceries is one budget category that can get out of control very quickly, and that’s before inflation. However, it can be an easy budget category to manage, but it takes some planning, skill, and organization. These are strategies I use weekly to help keep my grocery bill in line with our budget.

Saving Money 130

Saving Money Groceries Grocery Money 130

Family Balance Sheet

NOVEMBER 12, 2014

If you’ve read my blog, you’ve probably heard me say that our bills may not be negotiable, but our grocery receipts usually are. While my husband works hard to bring the money in, my job is to make it go as far as it can while feeding our family healthy meals. This makes meal planning simpler and has saved me a ton of money.

Grocery Spending 246

Grocery Spending Groceries Grocery Food and Drink 246

Family Balance Sheet

JANUARY 20, 2017

medical bills, a small credit card, both of our cars, and student loans. burden for us at first were the medical bills. out and it gave us the momentum we needed to focus on all of our other. we still weren’t making enough money to cover all of our monthly bills. strict budget. 1 – Set a budget.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

APRIL 1, 2021

Make it a game and be creative when looking for money within your budget and finding new ways to earn extra money. Groceries is the easiest budget category to overspend. It’s also very easy to reduce your grocery spending just by planning your meals. 3 – Reduce your monthly utility bills. Try freezer cooking.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

MAY 14, 2013

We also don’t want to come home to a credit card bill. Create A Budget. Maybe you don’t want to cook at all during your vacation or maybe eating out for every meal is beyond what your budget can handle. Create a Meal Plan. For dinner, we''ll plan to eat in on 5 nights and eat out 2 nights.

Vacation 153

Vacation Saving Money Money Food and Drink 153

For the Mommas

AUGUST 14, 2012

Do you like to dine out? I love to eat out, but I hate how expensive it can be. Restaurants with a $100 price tag are usually out of my budget, but not with Restaurant.com. We had an awesome meal. Here is what what the bill ended up at: Total Bill: $102.00. - $50.00 This dessert was amazing!

Restaurant.com 56

Restaurant.com Dining Budgeting Budget 56

Family Balance Sheet

FEBRUARY 15, 2019

Groceries is one budget category that can get out of control very quickly. However, groceries is also an easy budget category to control, but it takes some planning, skill, and organization. Personally, if I don’t make a shopping list and plan my meals, my grocery budget is toast. According to the U.S.

Saving Money 113

Saving Money Groceries Grocery Money 113

Family Balance Sheet

MARCH 2, 2011

Groceries are the one area in our household budget that I feel like I have the most control over. The weeks were I don’t menu plan are the weeks that I’m at the grocery store multiple times or we get take out multiple times, leading to an out of control grocery spending. Eleven Strategies for Easier Meal Planning: 1.

Menu Planning 138

Menu Planning Menu Plans Economical Kitchen 138

Family Balance Sheet

JUNE 16, 2015

She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. I was 22 weeks pregnant, and left with a leg injury and a mound of medical bills. We gave up eating out, cable, driving as many places. Meal plan, meal plan, meal plan. Today’s Debt Free Story is from Lydia.

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

FEBRUARY 16, 2016

Look for money within your budget and find creative ways to earn extra money. How much can you save just by cutting out non-essential spending? The easiest way to reduce your grocery spending is to plan your meals. 3 – Reduce your monthly utility bills. Collect your bills and start shopping around for new vendors.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Saving Everyday

SEPTEMBER 12, 2022

The first thing I do every morning is make coffee, sit down at my desk, open my budget spreadsheet, log into the bank, and enter anything that came out overnight plus what we spent the previous day. My spreadsheet columns are income, monthly bills, necessary spending, and frivolous spending. Negotiate your bills.

Saving Money 52

Saving Money Money Saving Bills 52

Family Balance Sheet

JUNE 1, 2011

Create A Budget For Your Trip. Maybe you don’t want to cook at all during your vacation or maybe eating out for every meal is beyond what your budget can handle. My parents don't spend any $1 bills that pass through their hands through out the year. Create a Meal Plan.

Vacation 178

Vacation Saving Money Money Food and Drink 178

Family Balance Sheet

JANUARY 5, 2011

I have identified 3 categories that I am going to use cash for instead of handing over our credit card: groceries, restaurant meals and clothing. When I deposited our paycheck on Monday, I took out cash for these categories for the month. I let our grocery bill creep up this past fall.

Credit Cards 127

Credit Cards Credit Bills Money 127

Prairie Eco-Thrifter

NOVEMBER 4, 2011

They start to recognize money and to be able to tell the difference between different coins and bills (but probably won’t be able to understand that the coins have different monetary values). While you are planning meals. Talk about why you plan meals. While you are eating supper. Food Related. At the grocery store.

Money 187

Money Parenting Kids and Family Gasoline 187

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. During that time, I started to budget for everything. Every aspect of our lives was included in our budget. Another way to think of a budget is a spending plan. lined paper.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

For the Mommas

JULY 24, 2016

Eat out less. One of the biggest expenses you probably incur is eating out. The average person spends over $2,000 a year on eating out. Save money by preparing your own meals. Instead of eating out, pack your lunch. And as an added bonus, leftovers make a great lunch the next day.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Saving Everyday

AUGUST 1, 2022

Reducing your food expenses is one of the best ways to reduce your overall spending and find extra money in your budget ! Chances are, you already have more than enough for several meals. Meal planning is not for me. In fact, I recommend food prepping over meal prepping. The list is long, but don’t be overwhelmed.

Groceries 52

Groceries Grocery Food and Drink Saving 52

Saving Everyday

AUGUST 1, 2022

Reducing your food expenses is one of the best ways to reduce your overall spending and find extra money in your budget ! Chances are, you already have more than enough for several meals. Meal planning is not for me. In fact, I recommend food prepping over meal prepping. The list is long, but don’t be overwhelmed.

Groceries 52

Groceries Grocery Food and Drink Saving 52

Family Balance Sheet

JUNE 22, 2020

We have thought about moving to a larger home with more space, but a smaller home means lower utility bills, homeowners’ insurance premiums, maintenance, and property taxes. Home and auto expenses are two big budget categories and by keeping these expenses low, we were able to put more aside to our debts. Groceries.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Prairie Eco-Thrifter

OCTOBER 5, 2014

The average cost of a meal is around $3 across North America, meaning that you’d be saving $4.00 If both you and your spouse are eating out every day for lunch, you’re looking at $128/month – on top of your regular grocery bill. And that’s a conservative estimate of $7 per lunch out.

Budgeting 245

Budgeting Budget May Lunch 245

Family Balance Sheet

JULY 9, 2015

When you have tracked, analyzed, and cut your budget to bare bones, there is only one other way to find extra money to put towards debt and that is to make more money. She cut her cable bill in half, rewrote her car and house insurance saving her $300, stopped the coffee runs, eliminated her dry cleaning bill.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Prairie Eco-Thrifter

FEBRUARY 9, 2012

But there is no way you are going to give up cable, the cell phone, eating out or your gym membership. But, you can’t escape your life and the bills will follow you. You have no budget. You spend until the money runs out and then you put your purchases on your credit card. Try a simple budget.

Money 203

Money Debt Finance Credit Cards 203

Prairie Eco-Thrifter

JANUARY 14, 2012

Some of the most oft repeated tips are how to reduce your energy bill. MoneySmartGuides : The Real Cost of Eating Out – I was looking over my budget for the previous month and something stood out. After checking and rechecking and I discover the real cost of eating out! Turn off the lights.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Family Balance Sheet

JUNE 2, 2016

It was getting to the point that as soon as I got paid, covered my monthly bills and made the required debt repayments my bank account was back to zero again. It really was no way to live; constantly worrying about a surprise bill dropping through the door and how I could handle even the slightest financial emergency.

Debt 100

Debt Finds Debt Free Pay Off Debt 100