Savings Corner

APRIL 4, 2024

Whether you need money to pay for an unexpected hospital bill, an emergency car repair or to finance some much-needed home renovations , knowing how to get a personal loan will help make the application process as smooth as possible. That may be a shock if you’re used to making minimum payments on a credit card.

Debt 52

Debt Credit Cards Credit Home Improvement 52

Family Balance Sheet

OCTOBER 8, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Try to finish by the end of this Saturday (10/11), because you’ll need this information for next week’s assignments.

Finance 113

Finance Money Organic Organization 113

Family Balance Sheet

APRIL 1, 2015

It was all consumer debt spread over 5 credit cards. After trying to extend credit to finance the vacation and we were denied (best thing to ever happen to us) we realized we made too much money to be living like this and something had to change. We cut up our credit cards and never used them again.

Debt 100

Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

MARCH 9, 2018

I’ve been working behind the scenes on a tool that I personally use to track and organize our finances: Family Budget Spreadsheets. This package of 9 Microsoft Excel spreadsheets is designed to help you organize your finances, plan for major purchases, create a budget, understand your cash flow, and track your net worth.

Budgeting 160

Budgeting Budget Family Property Taxes 160

Prairie Eco-Thrifter

JANUARY 28, 2014

Millions of customers had their data stolen, including credit and debit information. My credit card information was vulnerable during the PlayStation Network breach of a few years ago. Use Credit Cards. I use credit cards a lot more now. Divide Your Credit Card Use.

Credit Cards 193

Credit Cards Bank Banking Identity Theft 193

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms.

Debt 52

Debt Credit Cards Credit College Tuition 52

Savings Corner

DECEMBER 27, 2023

Upstart: Best bad credit loans for thin credit Why it made the list: Upstart is known for its advanced underwriting capabilities. The lender looks beyond traditional borrower information like credit and income and reviews alternative data, like education and work history, to qualify borrowers. Fixed, predictable payments.

Credit 52

Credit January Debt Credit Cards 52

Penny Pinchin' Mom

MARCH 11, 2024

Entries such as your mortgage, gas, electricity bill, and so on are essential. So I would suggest using this method until you have your spending habits under control, and then you can go back to the credit cards. This is when I’ve made all the mandatory payments, such as my mortgage and utility bills.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Family Balance Sheet

MARCH 4, 2015

Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. in credit card debt, and an additional $28,756.17 During this time I literally worked and paid bills. I worked like a dog and paid bills.

Debt 100

Debt Credit Cards Debt Free Student 100

Penny Pinchin' Mom

MARCH 11, 2024

While I may talk a lot about savings and being prudent with your money, a huge part of decluttering your finances is knowing exactly where you stand with the major credit bureaus. Being credit-worthy is almost as important as being frugal. To get one at good rates, you need a good credit score. Is Credit Karma Accurate?

Credit 52

Credit Identity Theft Monitors Finance 52

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. For informational purposes only. lined paper. calculator.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Prairie Eco-Thrifter

JUNE 14, 2012

The Skilled Investor , Editor Budgeting and Economics Paul Vachon presents Frugal Living Made Easy posted at The Frugal Toad , saying, “Frugal living is all about making informed and deliberate choices in how to spend money. Financial Planning Odysseas presents Forget Your ATM Card? Not so today.

Money 124

Money 2012 June Credit Cards 124

Savings Corner

DECEMBER 25, 2023

If you have no income and no credit or bad credit, you’ll need a co-signer to get a private student loan. Without bills in your name, such as a credit card, car loan or utility, it’s hard to demonstrate that you can pay bills on time. Will I need a co-signer for a private student loan?

Student 52

Student College Credit Debt 52

Saving Everyday

JANUARY 7, 2015

You will never be billed, and you don’t have to provide any credit card information! It regularly features information about beauty, food, fashion, home, age specific child development, health, pregnancy, marriage, finance, child care, education and discipline.

Parenting 40

Parenting Magazines Health and Beauty Credit Cards 40

Prairie Eco-Thrifter

NOVEMBER 19, 2015

Only the guys were supposed to care about money and finances. I wanted to isolate the business from our personal finances, and my husband didn’t want to have anything to do with it. Should I just refuse to pay you because you’re sending the bill to my spouse? Women were expected to stay home and mind the kitchen.

Women 100

Women Finance Personal Finance Money 100

Prairie Eco-Thrifter

APRIL 6, 2012

Wayne presents Purpose of Budgeting posted at Young Family Finance , saying, “Are you left wondering why you should budget? History repeats and informs in market technologies. It’s modeled much like Michael Pollans Food Rules with many one-page rules that give short but useful tidbits of information.

Money 133

Money Finance Personal Finance Real Estate 133

Saving Cents With Sense

FEBRUARY 6, 2014

It’s another late night of trying to juggle the finances and balance the budget. Track all of your checking, savings, credit card and IRA accounts while keeping tabs on our budget. Toshl Finance. Now you don’t even know if you can afford the enormous cup of coffee that it will take to get you started in the morning.

Money 89

Money Budgeting Budget Finance 89

Prairie Eco-Thrifter

JANUARY 7, 2015

Since we just celebrated the New Year, now is the best time to clean up your finances. Having this information in your arsenal will make the next step of setting monthly money goals far easier, because you’ll have a good idea of where you are financially, including what areas need improvement. Set Monthly Money Goals.

Goals 100

Goals Financial Goals New Year's Budgeting 100

Savings Corner

DECEMBER 24, 2023

Check your credit score Your credit score will help you determine your financing options; lenders use it (among other factors) to set the terms and rates of your loan. The higher your credit score, the lower the interest rate you will be eligible for — which means that lower scores equate to more expensive mortgages.

Real Estate 52

Real Estate Buy Buying Credit 52

Family Balance Sheet

JULY 9, 2015

With that much success, these people are a wealth of information, so I poured over their content and realized that there was no magic pill, or snap of the fingers, just HARD WORK. Jen and her husband were reeling after their son was diagnosed with a lifetime medical condition that would implode their finances.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Family Balance Sheet

FEBRUARY 2, 2017

I interviewed several personal finance bloggers that have conquered their past financial goals and continue to challenge themselves going forward. Fortunately, they willingly shared their advice from their success and I am passing that information on to you, so we can ALL succeed this year. goals to get us there.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Saving Cents With Sense

FEBRUARY 17, 2016

Before getting married, you’ve likely researched the financial questions you should ask each other, but do you know how your wedding will affect your finances once the “I dos” are said and the wedding certificate is signed? Each has its benefits and drawbacks, so you’ll have to make an informed decision about it together.

Taxes 40

Taxes Debt Finance Wedding 40

Family Balance Sheet

MAY 27, 2015

And this is just on a mortgage, not including any credit card or student loan debt. It’s important to be on the same page as your spouse about finances. Who handles the day-to-day finances in your home or do you work on it equally? How often do you and your spouse discuss your finances/budget/spending?

Debt 100

Debt Debt Free Pay Off Debt Finds 100