Family Balance Sheet

APRIL 25, 2019

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I’m challenging myself to find the cash outside of our budget. Easy peasy!

2019 100

2019 April Club Christmas 100

Family Balance Sheet

JANUARY 25, 2019

But if those gifts were paid with a credit card that doesn’t get paid off as soon as the bill arrives, any savings from store sales, coupons, and/or rebates might be negated from the interest accrued. any savings from sales and coupons washed away from the interest accrued from unpaid credit card balance(s). Add up the total.

2019 100

2019 Club Christmas 2018 100

Family Balance Sheet

FEBRUARY 25, 2019

On January 25, 2019, I started the Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. The First Assignment: The assignment that is due today was to create a total Christmas budget. Ten is the number of months of the club (Jan 25 – November 25).

2019 100

2019 February Club Christmas 100

Family Balance Sheet

APRIL 2, 2022

If you haven’t already done so, NOW is the time to start mapping out and budgeting for summer. To help you plan your summer, I have added TWO summer freebies to my subscribers’ only page: a 2022 printable summer calendar and a summer budget spreadsheet. Budget your summer fun! Need some summer cash?

Budgeting 130

Budgeting Budget Friends And Family Sale Home and Garden 130

Family Balance Sheet

JANUARY 10, 2014

Are you spending more on groceries every month than your budget allows? Last year, I ran a monthly series, The Christmas Savings Club , that encouraged all of us to save monthly so that we could have a cash Christmas. Last year’s club made me accountable and I was successful at setting aside the money.

Budgeting 174

Budgeting Budget Groceries Grocery 174

Family Balance Sheet

NOVEMBER 20, 2013

If you haven’t put together a gift & spending budget for the holidays, I urge you to do so and I’d like to make it easy for you. Back in January, I offered my Christmas Gift & Spending Budget excel spreadsheet for FREE. Please put Christmas Spending Budget in the subject line of the email.

Budgeting 164

Budgeting Budget Christmas Gifts 164

Family Balance Sheet

NOVEMBER 25, 2013

Today is our 11th and final meeting for the Christmas Savings Club. We’ve worked hard over the last 11 months to scrimp and save our monthly goal so that we can have a cash Christmas. We were going to save for a cash Christmas in 2013 and the Christmas Savings Club was born. One month until Christmas!

Club 100

Club November Christmas Credit Cards 100

Family Balance Sheet

APRIL 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. On with the meeting. How did I do in April?

April 100

April Club Christmas Goals 100

Family Balance Sheet

MARCH 25, 2013

On the 25th of every month from January to November in 2013, I'm holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. Just remember, we're saving for A CASH CHRISTMAS!

March 100

March Club Christmas Goals 100

Family Balance Sheet

MAY 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. Christmas Savings Club'

Club 100

Club Christmas May Goals 100

Family Balance Sheet

JULY 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. Our monthly goal for Christmas savings is $100.

Club 100

Club Christmas July August 100

Family Balance Sheet

JANUARY 25, 2013

On the 25th of every month from January to November, I'm holding a viral meeting for the Christmas Savings Club , a monthly accountability to help us save for a cash Christmas. As outlined in the first post , your goal this past month was to create a budget for your Christmas spending. Today is the first meeting!

Christmas 127

Christmas Club Goals Budgeting 127

Family Balance Sheet

JUNE 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. Our monthly goal for Christmas savings is $100.

June 100

June Club Christmas Goals 100

Family Balance Sheet

AUGUST 28, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. Our monthly goal for Christmas savings is $100.

August 100

August Club Christmas Goals 100

Family Balance Sheet

JANUARY 2, 2013

Another Christmas has passed by and while the memory of the Christmas shopping and spending is still lingering in my head, I've come up with a plan for all of us to start saving for 2013. a "I don't have to worry, because I've saved money" Christmas. We have to plan and save for it. a relaxing Christmas. I created one on Excel.

2013 113

2013 Christmas Club January 113

Prairie Eco-Thrifter

FEBRUARY 20, 2012

Having fun and finding entertainment and recreation opportunities doesn’t have to be expensive, which is great news when you are living with a tight budget. You might need to be a bit more creative than just booking into a 5-star resort or buying expensive tickets to the latest show but it is possible to find budget activities.

Budgeting 189

Budgeting Budget Entertainment Outdoors 189

Family Balance Sheet

JANUARY 3, 2013

Yesterday, I announced my new year long series, Christmas Savings Club. To kick off the series and get everyone started on the first step, I created a Christmas Gift & Spending Budget excel spreadsheet that I am offering FREE to readers. Next, fill in a budget for 2013.

Budgeting 100

Budgeting Budget 2013 Christmas 100

Family Balance Sheet

MAY 20, 2015

Here are 20 ideas that are family friendly, fun, and easy on the budget. Unless you’re a member of a tennis club, hitting the tennis courts is usually free. Hit the amusement parks in the late afternoon and save considerably on the admission fee. Michael’s Kids Club. Summer is here. Out & About.

Activism 100

Activism Budgeting Budget Amusement Park 100

Saving Everyday

NOVEMBER 3, 2023

Saving money on gas is a top priority for many. In this post, we will explore effective ways for saving money on gas. Tips for Saving Money on Gas Like most of our articles on saving money, it starts with taking an honest look at your overall budget and spending. This is a significant savings!

Saving Money 52

Saving Money Gas Money Fuel 52

Family Balance Sheet

JUNE 18, 2014

I’m always on a budget. With Summer childcare costs and an increased food budget, I’ll take savings anywhere I can get it. Ask if there are special prices and offers available at the beginning or middle of the week for deep savings. Looking for more money-saving ideas on Fun Things to Do in the Summer?

Activism 206

Activism Kids and Family Newspaper Saving 206

Simply CVS

SEPTEMBER 3, 2011

Eating out can get quite expensive and quickly eat away at a budget. We rarely eat out and when we do we try to save where we can while still enjoying our time out. There are also kids' clubs or birthday clubs for many restaurants that offer free meals or other specials.

Eating Out 127

Eating Out Restaurant Club Birthday 127

For the Mommas

DECEMBER 19, 2015

Christmas Gifts on a Budget. When you’re on a tight budget, you may think that your Christmas shopping will only yield cheap gifts. Even on a tight budget, you can purchase gifts that look expensive. Your friends and family will never know that you were on a tight budget. It doesn’t have to be that way though.

Budgeting 40

Budgeting Budget Christmas Gifts 40

Prairie Eco-Thrifter

FEBRUARY 15, 2011

Here are 5 ways to trim your budget for your child’s college funds. Know Your Actual Budget. Knowing exactly how much income is going out towards bills, unplanned expenses, and splurges is the first step in saving for a college fund. Written Budget. Create a hand written budget and make several copies.

College 100

College Budgeting Budget Friends And Family Sale 100

Prairie Eco-Thrifter

NOVEMBER 13, 2013

It can run into a lot of money but my friends found some ways to save money on sports equipment for their kids over the years that I would like to share with you. Many sporting clubs and organizations run a used equipment and clothing pool where they sell on second-hand gear.

Sports 184

Sports Kids Kids and Family Musical Instruments 184

Saving Cents With Sense

JANUARY 18, 2016

It can be tough to dress yourself on a budget when you have children. You can find coupons for free shipping or free club memberships for places like Overtock through a site like Discountrue.com. Before heading to the store, make sure you have a budget in mind. You can create a monthly budget for yourself as well.

Thrifty 40

Thrifty Budgeting Budget Mom 40

Prairie Eco-Thrifter

FEBRUARY 29, 2012

Luckily, Las Vegas is filled with all sorts of ways to save cash. They’re all filled with cool things to do, all the hottest clubs, and humongous casinos. Yes, there are budget friendly options on the Strip, (The Excalibur and Imperial Palace come to mind) but even those hotels come at a premium because of their location.

Las Vegas 187

Las Vegas Saving Money Money Hotel 187

For the Mommas

MARCH 8, 2012

1 Year Subscription to Budget Travel Magazine for only $2.99 (for up to 3 years) with coupon code: FORTHEMOMMAS. About Budget Travel: Unlike any other publication, Arthur Frommer’s Budget Travel brings you travel options that most people never know. Related posts: Budget Travel Magazine Subscription | $4.17

Budgeting 40

Budgeting Budget Travel Magazines 40

Saving Everyday

JANUARY 9, 2014

Are you planning a Disney trip on a budget or just looking for some extra ways to save on your trip? If so, I’ve gathered up a few of our most popular posts for your reading (and saving) pleasure! Club Cool At Epcot. Disney Disney - Saving Money save at disney' Pin This To Pinterest. AAA Membership.

Disney World 65

Disney World Disney Money Saving Saving Money 65

Shereen Travels Cheap

DECEMBER 2, 2023

Not only does packing light save money, but it also saves time, because travelers don’t have to stand around the baggage carousel waiting for their luggage to (hopefully) make it off the plane. Having minimal baggage can save your back, too. Not sure where to start when planning your winter travel bag? Spray some vodka on it.

Lighting 248

Lighting Clothing and Accessories Real Estate Travel 248

Couponing 101

FEBRUARY 18, 2019

It makes me so sad to hear people say this because they are missing out on some great savings. You can absolutely save money on healthy food! This will not only save you money, but encourage you to eater a wider range of foods. to save on items I need like produce and dairy. Use Coupons. Prioritize.

Saving Money 85

Saving Money Money Food Bulk 85

Nicoles Nickels

APRIL 23, 2011

Name of Product: Boy’s Deluxe Ghost Costume from Wholesale Costume Club. Where can the product be purchased: online at Wholesale Costume Club. Description of Product: “ Wholesale Costume Club is an innovative new concept in costume shopping. This is NOT the case at Wholesale Costume Club. if a member, $24.98

Club 45

Club Halloween Boys Bulk 45

Coupons Do Work

AUGUST 16, 2016

There is an awesome way to budget for your pet, the right and healthy way with these awesome steps : 1. You need to sign up for loyalty programs to save money ( there is a post about it here ). The loyalty clubs are a great thing to have, think like Gymboree-Rewards or Kohl’s Cash, just to name a few. And guess what?

Pets 100

Pets Saving Money Money Iams 100

Family Balance Sheet

NOVEMBER 2, 2022

Before we get to the list, if you haven’t started planning for Christmas, I offer this FREE Christmas Gift & Spending Budget Excel Worksheet to my email subscribers. Back in 2013, I had a year-long series, Christmas Savings Club , to encourage everyone to set aside money each month for the holidays.

Christmas 130

Christmas Finds Friends And Family Sale Donation 130

Saving Everyday

JANUARY 8, 2015

Are you planning a Disney trip on a budget or just looking for some extra ways to save on your trip? If so, I’ve gathered up a few of our most popular posts for your reading (and saving) pleasure! Club Cool At Epcot. More Disney articles you may like: Disney Disney - Saving Money save at disney'

Disney World 40

Disney World Disney Cruises Cruise 40

Prairie Eco-Thrifter

JANUARY 10, 2013

Confused about how much you should save and how you should go about saving it? If you’re currently balancing your debt payoff and savings efforts, Canadian Budget Binder highlights the reason why it’s important to get out of debt first before saving. Figuring out a budget and how to meet those goals?

Emergency Fund 193

Emergency Fund Debt Student Fridays 193

Prairie Eco-Thrifter

JANUARY 24, 2012

Here are a few tips on saving money while doing renovations. Save over time to build the funds you will need for the renovations you want. Join a local real estate investor’s club and attend some meetings to see who these guys use. What have you done to get your home remodel projects done within budget? Plan ahead.

Renovation 189

Renovation Home Real Estate Re-use 189

Penny Pinchin' Mom

MAY 1, 2024

The post Enjoying Spring Vacation on a Tight Budget appeared first on Penny Pinchin' Mom. But, of course, you want to make sure you plan your vacation with your budget in mind. Know your budget Before you even think about planning your vacation, you need to have a budget. And, you need to stick to it.

Vacation 40

Vacation Budgeting Budget Airfare 40