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Used Furniture – Re-purpose, Recycle, Re-use.

Prairie Eco-Thrifter

But there are ways to save – consider used furniture. While most folks consider wood and metal used furniture to be quite restorable, many turn their noses up at re-using fabric covered items. You can also find older, quality items at used furniture stores. How to make used furniture usable.

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How to Freezer Your Credit and Protect Yourself from Identity Theft

Prairie Eco-Thrifter

Identity theft is something that both consumers and retailers struggle with. On the consumer side, if your identity is stolen, reclaiming it is a long, arduous process that may cost you thousands of dollars. What’s a consumer to do? Use cash only? Retailers also need to protect your identity.

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Best HELOC Lenders of 2023

Savings Corner

Unlike a credit card, however, you shouldn’t use a HELOC to pay for everyday expenses. Because of this risk, it’s best to use your equity to reinvest in your home with projects that will increase its value. The lender uses your home’s value to set the HELOC limit, and they’ll let you borrow a percentage of what you own.

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Best Cash-Out Refinance Lenders of 2023

Savings Corner

With a cash-out refinance , you’re getting a new loan that’s for more than you owe on your current mortgage. If your home has increased in value since you bought it, you may have more equity than what you’ve accrued from paying down your principal. Time-consuming. How does a cash-out refinance work?

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7 Tips and Tricks to Manage Your Inbox

Couponing 101

Depending on how you’re using it, maintaining your inbox might be sucking up a disproportionate chunk of your time. An empty inbox may seem like a dream come true, but sadly, you probably can’t just delete all your emails, even if you’ve already read them. Some, you may need to save to refer to later.

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How to Get Your Free Credit Reports From the Major Credit Bureaus

Savings Corner

Using the government-mandated AnnualCreditReport.com website is the quickest way to get them, but you can also request them by phone or mail. Those reports — which previously had been limited to once a year — are permanently available weekly to help consumers manage their finances. Here’s how to use AnnualCreditReport.com.

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7 Organization Apps to Get Your Home in Order

Couponing 101

When you discover a jug of milk in your fridge that expired three months ago, misplace your keys, or can’t find your grandmother’s cake recipe that you desperately want to make, you may feel beaten down by life. These seven organization apps may help you get your home (and life) in order. Tile is much more than an app.

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