Prairie Eco-Thrifter

DECEMBER 7, 2014

Credit is a tool in personal finance. Used properly, it can help you build your dream home and reach your financial goals. Using a peer loan to pay off high-interest credit cards does not mean you can run out shopping and max out your cards again. Should You Co-Sign a Loan for Someone Else?

Debt 188

Debt Personal Finance Finance Credit 188

Family Balance Sheet

APRIL 9, 2021

Stressed out, we ventured into Dave Ramsey’s online Financial Peace University home course for help. Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We thought we were doing really well. We agreed that credit card debt wasn’t very smart, but a car loan?

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Prairie Eco-Thrifter

APRIL 10, 2014

When you overspend for convenience, you sink into debt, stuck with high interest credit card payments and risk of damaging your credit when you fall behind on your bills. Excuses and avoidance are dangerous to your long term financial health. Get Organized'

Price 209

Price Rent Financial Goals Converse 209

Family Balance Sheet

NOVEMBER 19, 2014

The debt included about $30,000 in student loans, some medical debt, IRS debt, and a small amount on a credit card. Who initiated the debt free goal? Finances have definitely been the biggest strain in our 11 years of marriage. Who handles the day-to-day finances in your home or do you work on it equally?

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Family Balance Sheet

SEPTEMBER 9, 2014

About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) We just wanted to pay off our credit cards, which seemed like a huge task since we’d struggled with it for years. Who initiated the debt free goal? The rest was our house. Get creative.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

JULY 22, 2015

He is a financial coach and blogs at Well Kept Wallet. I own two different business, Phoenix SEO Company which helps businesses get on the first page of Google and Well Kept Wallet which is a Financial Education company. It consisted of student loans, a car loan and even some credit card debt.

Debt 100

Debt Debt Free Finance Finds 100

Family Balance Sheet

MARCH 18, 2015

She is the author of the successful website, Living Well Spending Less , where she writes about finding the Good Life on a budget. We paid off the remainder of our mortgage, which was about $150,000, as well as some law school loans, and a car loan. We thankfully have always been good about paying off our credit cards each month.

Debt Free 100

Debt Free Debt Finds Home and Garden 100

Savings Corner

DECEMBER 24, 2023

Get started: Define your personal and financial goals. Would renting for another year or two improve your financial standing? Check your credit score Your credit score will help you determine your financing options; lenders use it (among other factors) to set the terms and rates of your loan.

Real Estate 52

Real Estate Buy Buying Credit 52

Prairie Eco-Thrifter

JULY 31, 2014

But how can you learn to use those negative experiences, and teach your children to do so as well to benefit your financial health? Set new financial goals for yourself. When you were a college student, you may have learned a painful lesson about credit. Challenge yourself. Free money! Party time! Are you poor?

Debt 167

Debt College Student Money 167

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Personal Finance Whiz: Keynesian vs Hayekian Economics – The Solution To Our Recession? I’m a geek, he’s not.

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

SEPTEMBER 20, 2016

It started with $40,000 in consumer debt (vehicles, credit cards, small student loan) and then sold our home and eliminated the $140,000 of mortgage debt. Knowing our bank account was empty, I was hoping that one of our maxed out credit cards would have enough room to get him $20 bucks worth of gas to get him to work the next day.

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Family Balance Sheet

JUNE 16, 2015

We paid off $36,000 in student loans, credit cards, cars and a bit of medical debt. We had a rough few years financially and we just looked at each other one day and realized we couldn’t live like that anymore. Who handles the day-to-day finances in your home or do you work on it equally? Well, not really.

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

JANUARY 21, 2015

She writes about family, finances and faith at her blog, Principles of Increase. We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). More diligence with finances brought in more income producing opportunities for us. What are your financial goals now?

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

JULY 2, 2015

We rarely use a credit card and if we do, we pay it off right away. This may seem like a strange answer to put in this section, but we believe in helping others when they are struggling and putting our finances towards caring for our community and others around the world. What are your financial goals now?

Student 100

Student Debt Debt Free Finds 100

Prairie Eco-Thrifter

MAY 10, 2012

Janet presents Expense budgeting posted at Fee Only Financial Planner , saying, ” Many people do not track their living expenses and do not understand the magnitude of their consumption. Failure to monitor your consumption expenditures means that they are flying blindly regarding their future finances.

Money 113

Money May 2012 Debt 113

Family Balance Sheet

SEPTEMBER 29, 2016

We also had four credit cards, two lines of credit, and a car loan. This is where we cut out any extra spending, such as personal money and clothing money, as well as trying to cut our grocery budget for the month, and add the money we saved to the debt payment. What are your financial goals now?

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. medical bills, a small credit card, both of our cars, and student loans. How long did.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

The Frugal Girl

MARCH 4, 2024

Although my parents never specifically taught me about finances, they lived a frugal life by necessity. My mom cut coupons and sewed her own clothes and mine, as well. I learned from the best, but I believe that a personal finance course should be a requirement for both high school and college graduation.

Green And Frugal 182

Green And Frugal Kids and Family Hotel Frugal 182

Family Balance Sheet

DECEMBER 10, 2014

After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. Yes, I did follow a few of Dave Ramsey’s strategies, but I also starting reading other finance blogs to see how they paid off debt so quickly. What are your financial goals now?

Debt 227

Debt Debt Free Financial Goals Goals 227

Savings Corner

APRIL 4, 2024

With refinancing, you can change the loan type as well as your lender. But there’s one key difference: You use the cash from the equity you’ve built in your home to repay other non-mortgage debt, like credit card balances. Key takeaways Refinancing replaces your current mortgage with a new one, adjusting the rate, term or both.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Family Balance Sheet

MARCH 4, 2015

Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. in credit card debt, and an additional $28,756.17 Well, I can tell you I didn’t go out and buy myself something. What are your financial goals now?

Debt 100

Debt Credit Cards Debt Free Student 100

Penny Pinchin' Mom

FEBRUARY 16, 2024

Here’s why: It leaves you with more disposable income It gives you greater peace of mind It makes it easier for you to invest the extra cash When you don’t have crushing credit card debt to worry about, you can plan your finances better, invest more, and spend the excess cash on better insurance policies for yourself and your family.

Money 52

Money Insurance Debt Bulk 52

Family Balance Sheet

APRIL 12, 2016

I work in Finance/Accounting for a large corporation but I have also started a company called Every Single Dollar , which focuses on personal finance for single women. I had $29,000 in MBA student loans, $14,000 in credit cards, and $13,000 in a car loan. I ended up taking Financial Peace University as well.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Prairie Eco-Thrifter

JANUARY 7, 2015

Well, that’s probably because many of us wait until we have a fresh start, like that of a New Year, to put our goals into action and start working on our resolutions. Since we just celebrated the New Year, now is the best time to clean up your finances. Set Monthly Money Goals.

Goals 100

Goals Financial Goals New Year's Budgeting 100

Family Balance Sheet

FEBRUARY 3, 2016

She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . We paid off $7,665 worth of credit cards, school loans and a car loan. I found Dave Ramsey’s plan about a year after we had been married and finances were really tight, especially with a variable income.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

MAY 27, 2015

And this is just on a mortgage, not including any credit card or student loan debt. People always told me “you’ll never be able to afford kids” or “there’s never a good time to have kids financially.” But I do realize some things happen that we don’t plan for as well. What are your financial goals now?

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

JUNE 2, 2016

At the same time my credit card debt was slowly creeping upward too thanks to my minimal income. Here in the UK gurus like Dave Ramsey or Suze Orman aren’t too well-known. Many personal finance bloggers talk about having a “no spend week” – well basically I had a “no spend” five years!

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

AUGUST 11, 2014

The debt included overdraft protection, mattress, car, and a credit card (post divorce stress spending, clothes to accommodate the yo yo diets and weight for 2 years, a trip to Disney World & I’m sure several things that I don’t remember because I was spending without a plan). What are your financial goals now?

Debt Free 235

Debt Free Debt Mom Goals 235