Savings Corner

DECEMBER 24, 2023

One of the biggest benefits of a personal loan is that they often charge lower fixed interest rates when compared to other forms of lending, like credit cards. How a personal loan works A personal loan is money you borrow from a bank or other financial institution with a set repayment period and consistent monthly payments.

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

JULY 10, 2023

My goal has always been to live well on less while achieving our big financial goals. We are in what I call our “shovel season of life” Our oldest daughter leaves for college in the fall of 2024 and we have a big savings goal to hit before then. 4 – Credit Card Rewards – $241.78

Frugal 100

Frugal June Flights CD 100

Family Balance Sheet

FEBRUARY 23, 2015

Our main financial goal in 2015 is to pay down our non-mortgage debt. We use a Discover credit card to pay for monthly expenses at our business. I used that $300 gift cards to buy groceries and took $300 of January’s grocery money and put it towards a loan. Where can we find extra money?

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Debt January Money Financial Goals 100

Family Balance Sheet

SEPTEMBER 9, 2014

About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) We just wanted to pay off our credit cards, which seemed like a huge task since we’d struggled with it for years. Who initiated the debt free goal? The rest was our house. Get creative.

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Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

APRIL 9, 2021

Stressed out, we ventured into Dave Ramsey’s online Financial Peace University home course for help. Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We thought we were doing really well. We agreed that credit card debt wasn’t very smart, but a car loan?

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Debt Emergency Fund 2019 Debt Free 130

Prairie Eco-Thrifter

FEBRUARY 5, 2013

You may have different needs and desires and goals for your life. Although my spouse and I didn’t do this, we got lucky and had similar upbringings in the money sphere and we grew to have common goals. Yes you are married, but you are still an individual as well. If All Else Fails, Get Financial Therapy!

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Money Giveaway Goals Debt 269

Prairie Eco-Thrifter

DECEMBER 7, 2014

Used properly, it can help you build your dream home and reach your financial goals. Using a peer loan to pay off high-interest credit cards does not mean you can run out shopping and max out your cards again. Used irresponsibly, and like any tool, it can smash your fingers something fierce.

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Debt Personal Finance Finance Credit 188

Prairie Eco-Thrifter

APRIL 10, 2014

When you overspend for convenience, you sink into debt, stuck with high interest credit card payments and risk of damaging your credit when you fall behind on your bills. Excuses and avoidance are dangerous to your long term financial health.

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Price Rent Financial Goals Converse 209

Family Balance Sheet

NOVEMBER 4, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. Our mission: Live WELL, On LESS Money. We earn cash back on our credit card purchases and I have been saving up our points to cash them in for a $100 Lands’ End gift card.

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Frugal Fridays Ebates Credit Cards 100

Family Balance Sheet

NOVEMBER 19, 2014

The debt included about $30,000 in student loans, some medical debt, IRS debt, and a small amount on a credit card. Who initiated the debt free goal? For years Daniel did the finances all by himself and Amanda would stay in the allotted budget amounts, but it didn’t work well for us. What are your financial goals now?

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Debt Debt Free Finance Friends And Family Sale 245

Prairie Eco-Thrifter

MARCH 8, 2017

If you take the time to decide what to want plant and pick the right type of place in which to plant, you should plant good stock – get the best example that you can so that it has the best chance of growing well for you. Don’t use a high interest, annual fee credit card without redeeming qualities. Protect from harms way.

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Finance Growing Flowers and Plants Gardening 133

Prairie Eco-Thrifter

JULY 31, 2014

But how can you learn to use those negative experiences, and teach your children to do so as well to benefit your financial health? Set new financial goals for yourself. Set new goals for yourself at each stage of life. When you were a college student, you may have learned a painful lesson about credit.

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Debt College Student Money 167

Family Balance Sheet

SEPTEMBER 20, 2016

He has paid a price to win with hard work and sacrifice to reach his goals, and I truly admire him for that. It started with $40,000 in consumer debt (vehicles, credit cards, small student loan) and then sold our home and eliminated the $140,000 of mortgage debt. If married, who initiated the debt free goal?

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Debt Debt Free Bath and Body Works Gas 100

Family Balance Sheet

JUNE 16, 2015

We paid off $36,000 in student loans, credit cards, cars and a bit of medical debt. Decide here and now what your goals are and write them down. Who initiated the debt free goal? Well, not really. We took a deep breath, celebrated for five seconds and then set about a new goal of saving for a down payment.

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Debt Debt Free Finds Goals 100

Family Balance Sheet

MARCH 18, 2015

She is the author of the successful website, Living Well Spending Less , where she writes about finding the Good Life on a budget. We paid off the remainder of our mortgage, which was about $150,000, as well as some law school loans, and a car loan. We thankfully have always been good about paying off our credit cards each month.

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Debt Free Debt Finds Home and Garden 100

Prairie Eco-Thrifter

JULY 4, 2011

They are also there working with you to help you reach your goals; even those financial goals. If we put our mind and actions to reaching a goal then we will complete it. Sometimes a cash diet (not a crash diet) is necessary to get the ball rolling to help you reach your goals. If we make effort we will succeed.

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Personal Finance Finance Family Debt 240

Family Balance Sheet

JULY 22, 2015

He is a financial coach and blogs at Well Kept Wallet. I own two different business, Phoenix SEO Company which helps businesses get on the first page of Google and Well Kept Wallet which is a Financial Education company. It consisted of student loans, a car loan and even some credit card debt.

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Debt Debt Free Finance Finds 100

Family Balance Sheet

JANUARY 21, 2015

We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). For the last two years, I told anyone who would listen about us trying to make our goal of being totally debt free. If married, who initiated the debt free goal? What are your financial goals now?

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Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

SEPTEMBER 29, 2016

We also had four credit cards, two lines of credit, and a car loan. We had tried other methods in the past, but found this one suited us best since it forced us to focus on one goal at a time, rather than trying to do it all (pay off debt and contribute to savings and retirement). What are your financial goals now?

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Debt Debt Free Budgeting Budget 100

Savings Corner

DECEMBER 24, 2023

Get started: Define your personal and financial goals. These are all important to help define the goals they would like to meet.” Get started: You can get your credit report and score from each of the three major credit reporting agencies, Equifax, Experian and TransUnion, for free once a year.

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Real Estate Buy Buying Credit 52

Family Balance Sheet

JANUARY 20, 2017

A life goal of ours is. medical bills, a small credit card, both of our cars, and student loans. We tackled our small credit card balance, then our. If married, who initiated the debt free goal? Communicating well and communicating often has made talking about. What are your financial goals now?

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Money Cactus: Wealth Creation Online: Invest It Wisely Interview – There are a stack of really great personal finance blogs online and keeping up with them can be tough, this series introduces you to those who I think are well worth knowing about. Faithful With A Few: Why Do We Often Fail To Push Ourselves To Meet Goals?

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November 2011 Personal Finance Finance 188

Family Balance Sheet

JULY 2, 2015

We rarely use a credit card and if we do, we pay it off right away. We save and try to manage our finances, but do so with an openness to give money away as well. If married, who initiated the debt free goal? We had the same goal and are in agreement with living a debt free lifestyle.

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Student Debt Debt Free Finds 100

Savings Corner

APRIL 4, 2024

With refinancing, you can change the loan type as well as your lender. Types of mortgage refinance There are many types of refinancing , so consider each within the context of your unique financial situation. Your goal might be to adopt a shorter loan term, or maybe your focus is to lower monthly payments.

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Refinancing Work Debt Financial Goals 52

Family Balance Sheet

DECEMBER 10, 2014

After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. Who initiated the debt free goal? He leaves most of the financial goals up to me, but we make the decisions together. What are your financial goals now? What kind of debt was it?

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Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

MARCH 4, 2015

in credit card debt, and an additional $28,756.17 I believe in being totally transparent about this because I know how many people struggle with the same thing and if my honesty can help just one woman, well then I’m okay with sharing this information with you. Well, I can tell you I didn’t go out and buy myself something.

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Debt Credit Cards Debt Free Student 100

Prairie Eco-Thrifter

MAY 10, 2012

Frank presents Passively Managed Funds posted at Individual Investor Strategies , saying, “Short-term mutual fund trading is a zero sum game played against other very well informed mutual fund traders and other securities market traders. posted at The Financial Blogger , saying, “The online income for May.

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Money May 2012 Debt 113

The Frugal Girl

MARCH 4, 2024

My mom cut coupons and sewed her own clothes and mine, as well. We paid an excavator (to dig the hole for the foundation), a well driller and a cabinet maker (for our kitchen and bathroom cabinets). He says we were busy building the house and our careers and it was money well spent because it freed up our time. (We

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Green And Frugal Kids and Family Hotel Frugal 182

Prairie Eco-Thrifter

JANUARY 7, 2015

Well, that’s probably because many of us wait until we have a fresh start, like that of a New Year, to put our goals into action and start working on our resolutions. That’s why a year end review is a good idea, financially. Set Monthly Money Goals. Happy New Year! whether you bought any big ticket items.

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Goals Financial Goals New Year's Budgeting 100

Family Balance Sheet

APRIL 12, 2016

I had $29,000 in MBA student loans, $14,000 in credit cards, and $13,000 in a car loan. I ended up taking Financial Peace University as well. I no longer use credit cards – only debit cards or cash. What are your financial goals now? How much debt did you pay off?

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Credit Cards Debt Debt Free Student 100

Penny Pinchin' Mom

FEBRUARY 16, 2024

Here’s why: It leaves you with more disposable income It gives you greater peace of mind It makes it easier for you to invest the extra cash When you don’t have crushing credit card debt to worry about, you can plan your finances better, invest more, and spend the excess cash on better insurance policies for yourself and your family.

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Money Insurance Debt Bulk 52

Prairie Eco-Thrifter

NOVEMBER 29, 2012

One of the most important things in life is to find ways to achieve your financial goals. However, planning for your financial future can be tricky and complicated because there are many things to prepare for and arrange. You have to pay for tuition, books, and your child’s living expenses as well as many other expenses.

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Life Insurance Financial Goals Insurance Taxes 203

Family Balance Sheet

FEBRUARY 3, 2016

She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . We paid off $7,665 worth of credit cards, school loans and a car loan. Make your goals visual. If married, who initiated the debt free goal? What are your financial goals now?

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Debt Debt Free College Finds 100

Penny Pinchin' Mom

MARCH 11, 2024

Unfortunately, many of us head out to the grocery stores armed with nothing but our credit card and a rough idea of what we need. This can ultimately lead to substantial savings that can go toward your financial goal and keep you from being wasteful. With a meal plan, you will only get what you need.

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Saving Money Money Mom Used 52

Family Balance Sheet

MAY 27, 2015

Our initial goal was to pay off our 15 year mortgage in 7-8 years by doubling our payment each month. And this is just on a mortgage, not including any credit card or student loan debt. People always told me “you’ll never be able to afford kids” or “there’s never a good time to have kids financially.”

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Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

JUNE 2, 2016

At the same time my credit card debt was slowly creeping upward too thanks to my minimal income. Here in the UK gurus like Dave Ramsey or Suze Orman aren’t too well-known. Many personal finance bloggers talk about having a “no spend week” – well basically I had a “no spend” five years!

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Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

AUGUST 11, 2014

The debt included overdraft protection, mattress, car, and a credit card (post divorce stress spending, clothes to accommodate the yo yo diets and weight for 2 years, a trip to Disney World & I’m sure several things that I don’t remember because I was spending without a plan). Who initiated the debt free goal?

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Debt Free Debt Mom Goals 235