Family Balance Sheet

FEBRUARY 22, 2011

Three to six months living expenses used to be what the personal finance experts recommended, but in today's environment, maybe six months to a year is more prudent. Save it and forget about it. Which comes first: saving for an emergency OR paying off debt? It is for emergencies. Do you have an emergency fund?

Emergency Fund 127

Emergency Fund 2007 Personal Finance Debt 127

Family Balance Sheet

FEBRUARY 11, 2016

Do you have enough cash to cover them or would you have to rely on high interest credit cards or a loan from family? According to a recent survey , over half of Americans have less than $1000 in their savings and checking accounts. Create a separate savings account and call it your Emergency Fund.

Emergency Fund 100

Emergency Fund Building 2007 Credit Cards 100

Family Balance Sheet

OCTOBER 13, 2014

Welcome to 31 Days to Organize Your Finances. By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Absolutely!

Emergency Fund 100

Emergency Fund Finance Organic Organization 100

For the Mommas

MAY 22, 2012

The term “sinking fund” was originally a business term used to designate a savings account where a corporation holds funds for the repayment of a debt in order to improve their liquidity. In personal finance, a sinking fund is a savings account that is designated specifically for an irregular expense.

Craigslist 78

Craigslist West Virginia Bank Banking 78

Penny Pinchin' Mom

FEBRUARY 16, 2024

Do you have a retirement plan or a healthy savings account? Believe me when I tell you that your financial literacy is just as important as taking care of your family. Pay Down Debt Yes, this is a good way to set yourself up financially. Getting out of debt should make the top three of your financial priorities.

Money 52

Money Insurance Debt Bulk 52

Prairie Eco-Thrifter

AUGUST 19, 2012

Everyone is different, so the strategies will be different for each person. Pertinent knowledge and prior planning will help you limit the long-lasting effect financial difficulties can have on you and your family. Consider it insurance and don’t fret that it’s only earning measly interest in a savings account.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

The Frugal Girl

MARCH 4, 2024

We consider her our “bonus kid” and our family is extremely close. I learned from the best, but I believe that a personal finance course should be a requirement for both high school and college graduation. Aside from those exceptions, we did all the work ourselves and with the help of family. Our son is 29 and biological.

Green And Frugal 179

Green And Frugal Kids and Family Hotel Frugal 179

Prairie Eco-Thrifter

JUNE 14, 2012

Take personal finances, for example; too many people over-think their finances, with the result that it all seems too hard. So we just give up on trying to control expenditure and saving. Your budget helps you manage your debts, get them paid off and stops you getting in any deeper. That one is going to hurt!

Simple 221

Simple Finance Budgeting Budget 221