Family Balance Sheet

JANUARY 25, 2013

We have a gift-giving line in our budget, but when I sat down to create my own budget, I realized that our original amount just didn't cover all of the expenses from this past year. I've never been diligent about transferring the Christmas money into a separate account. Also let us know how you saved the money. It's awesome.

Christmas 127

Christmas Club Goals Budgeting 127

Family Balance Sheet

JANUARY 11, 2011

I have now decided to add gift giving to the list of cash categories. I then divided that new number by 12 and that is the dollar amount that I am going to transfer to a savings account every month. I'll use that money through out the year for birthday gifts along with Christmas presents in December.

Christmas 138

Christmas 2011 Bills Credit Cards 138

Family Balance Sheet

MARCH 25, 2013

On the 25th of every month from January to November in 2013, I'm holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. Also let us know how you saved the money.

March 100

March Club Christmas Goals 100

Family Balance Sheet

JUNE 4, 2015

We must start saving for retirement again , we need to start college saving accounts, and it would be nice to take the kids to Disney while they’re still princess fans. We paid off our first renovation loan in December 2014 and the next loan should be paid off by the end of this summer.

Goals 100

Goals Debt Renovation Daughter 100