Family Balance Sheet

JUNE 24, 2021

They can cause a panic, especially when just one bill is into the four figures, like our property taxes or auto insurance! Our home owner’s insurance, auto insurance, and local real-estate taxes (for our home and our business property) are due, and on top of that, there have been years where we also owed the Federal government.

Bills 130

Bills Budgeting Budget Emergency Fund 130

Family Balance Sheet

JULY 10, 2023

This update includes how we frugal-ed in April, May, and June. 2 – We opened up high-interest savings accounts and earned $250 in interest. We are in what I call our “shovel season of life” Our oldest daughter leaves for college in the fall of 2024 and we have a big savings goal to hit before then.

Frugal 100

Frugal June Flights CD 100

Savings Corner

APRIL 4, 2024

That may be fine if your goal is to preserve capital and maintain a steady flow of interest income. It’s also why low-risk plays make for better short-term investments or a stash for your emergency fund. High-yield savings accounts While not technically an investment, savings accounts offer a modest return on your money.

April 52

April Lowes CD Bank 52

Prairie Eco-Thrifter

JANUARY 1, 2013

On their own, they may not seem too major but if you are guilty of more than one, you are seriously affecting your financial security. Lack of An Emergency Fund . One of the most common disastrous finance mistakes is not having any sort of financial back-up for emergencies.

Emergency Fund 272

Emergency Fund Credit Cards Personal Finance Finance 272

Prairie Eco-Thrifter

JANUARY 30, 2013

You may not be able to store six months of non-perishable food items in a small apartment, but you can at least get through the initial stages of a crisis with the help of a 72-hour kit and what you have on hand for the week. Financial accounts numbers (memorize them and/or save them in digital form, protected by a password or encryption).

Emergency Fund 211

Emergency Fund Job Loss Transportation Staying Warm 211

Prairie Eco-Thrifter

MAY 26, 2016

Because we only have a week to show results, and because savings account interest rates have been near zero each year since camps started, I have routinely given the jar 50% interest. Trepidation about having the grand-kids open a savings account. Both are now old enough to open a bank savings account.

Money 124

Money Saving Money Lowes Grandchildren 124