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Reduce Your Spending in 3 Budget Categories | 31 Days to Organize Your Finances

Family Balance Sheet

It is my personal mission as the household manager for my family to live well, but I want us to do so on less money. I want my family to enjoy life, but we also have some pretty serious financial goals that we are trying to achieve. Unless you have a well, you probably pay for your water. Gym Membership.

Budgeting 100
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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Stop Spending, BUT still live well: 1 – Declare a “Needs Only” month. If you have a big financial goal, think about how much you pay someone to do something that you are capable of doing yourself. I’m always amazed by the amount store tags I see on clothing and household item at thrift stores.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Cut your s pending , BUT still live well: No one wants to read, “ cut your spending “, because what they hear is live like a miser. This first group of ideas is about cutting back–but still living well–AND putting that money not spent into your emergency savings. Put the money in your emergency fund instead.

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7 Clever Ways Moms Used to Save Money

Penny Pinchin' Mom

This can ultimately lead to substantial savings that can go toward your financial goal and keep you from being wasteful. For example, you can clean your marble surfaces using dishwashing soap and some warm water. What I do is ask the pharmacist how well the generic option compares to the brand options.