Family Balance Sheet

JULY 9, 2014

We want to achieve our financial goals, but still enjoy life. And his hours at the Y fit into his and our family’s schedule well. I knew I could do better, so in January 2014, I made a commitment to reduce our grocery spending, but not sacrifice the quality of food and meals that I fed my family. Gym Membership.

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Prairie Eco-Thrifter

FEBRUARY 4, 2011

Well, it’s here, the final countdown to the big day we have all been anticipating; the Superbowl. As far as what team I am rooting for, well, that would be THE PACK! I can say though that by using a money management program you are more likely to stick to your budget and your financial goals. GO PACK GO!

January 113

January February Debt Personal Finance 113

Family Balance Sheet

FEBRUARY 10, 2017

As I reflect back to January 2016, I started that year pretty determined to pay off the balance of our non-mortgage debts. And we were on a roll in January 2016. Unfortunately, we did not hit that goal and in part, have made some major changes to our Debt Freedom Plan. Our goal is still debt freedom.

Debt 100

Debt 2017 Student 2016 100

Family Balance Sheet

AUGUST 11, 2014

The company I had worked at for 12 years when I started my journey in January 2013, announced it would be making significant job cuts summer 2013. I had enjoyed a great salary working in Pharma and been far too irresponsible with what God had blessed me with to provide financially. Who initiated the debt free goal?

Debt Free 235

Debt Free Debt Mom Goals 235

Prairie Eco-Thrifter

JANUARY 19, 2014

In fact, I was drinking more than two per night, as well as some rum and eggnogs, mulled wine , and other alcoholic drinks that were wholly unnecessary for my health. This averages out to be maybe 2 glasses of wine per week, if you account for more then one glass over a longer evening. Media Detox.

Holiday 189

Holiday Food and Wine Wine Food and Drink 189

Prairie Eco-Thrifter

FEBRUARY 23, 2016

Although I keep records throughout the year, January is the month in which I circle back to make sure I have recorded all income and expenses and filed all receipts. During the year, as we receive any financial information, it is filed in a folder for that institution/account. Set financial goals for the year.

Personal Finance 100

Personal Finance Finance Financial Goals Life Insurance 100

Family Balance Sheet

APRIL 9, 2021

Stressed out, we ventured into Dave Ramsey’s online Financial Peace University home course for help. Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We thought we were doing really well. Well, you know how that ends…someday, we’ll travel extensively. .

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

APRIL 3, 2014

I’m trying to find that balance of staying within a set budget while still eating well. But we have some serious financial goals to hit and the grocery budget is an easy target when it comes to cutting the budget. And while I didn’t hit my goal of $400, I did reduce our spending to $425 for my family of 4.

March 100

March Groceries Grocery Homemade 100

Family Balance Sheet

JANUARY 1, 2015

Every January 1, I get caught up in the hopeful feeling of the upcoming new year. My husband and I make some financial goals at the start of every year. Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

FEBRUARY 9, 2018

We started using it in January 2017 and I wrote all about it, so I won’t rehash it all here. She was responding well to the medical treatments and medications, and the doctors were pleased. As soon as she was able, she caught up with her school work, and was on track when she returned to school on January 2.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

Family Balance Sheet

APRIL 1, 2021

Cut your s pending , BUT still live well: No one wants to read, “ cut your spending “, because what they hear is live like a miser. This first group of ideas is about cutting back–but still living well–AND putting that money not spent into your emergency savings. Put the money in your emergency fund instead.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130