Family Balance Sheet

FEBRUARY 23, 2015

Our main financial goal in 2015 is to pay down our non-mortgage debt. In January, I found $370 to put towards our debt: 1. I used that $300 gift cards to buy groceries and took $300 of January’s grocery money and put it towards a loan. We have Aflac supplemental insurance and I received our yearly $40 wellness benefit.

Debt 100

Debt January Money Financial Goals 100

Nicoles Nickels

JANUARY 28, 2014

As the cold and flu season hits its peak this month, Ricola ®, the leading manufacturer of soothing herb cough drops from Switzerland, is encouraging consumers to trade in their sick days for well days by inviting them to “ Call in Well.” Giveaway Chrüterchraft Ricola Wants you to "Call In Well" and Giveaway' Enter the Giveaway!

Wellness 111

Wellness Giveaway Consumer Couch 111

Motherhood Moments

MARCH 2, 2023

Nutrition expert Abi Roberts from bulk.com says that a loss of motivation is the main culprit: “After the January gym rush ends and people’s initial enthusiasm for working out is lost, many lose their motivation and find themselves making excuses to skip the gym, or skimp on workouts. Why do people struggle to shift their winter weight?

Motivation 100

Motivation January Fitness Work 100

Prairie Eco-Thrifter

JANUARY 7, 2011

Well, it’s official. As usual there were a ton of great reads floating around the blogosphere written by my pals in the Yakezie network as well as some other personal finance bloggers. The Saved Quarter has 11 prizes to give away but hurry because the contest closes January 8/11. Yakezie Scholarship.

January 113

January Personal Finance Finance Green And Frugal 113

Prairie Eco-Thrifter

JANUARY 28, 2011

As some of you know, one of my goals for 2011 is to become a certified fitness professional. Well, I signed up for 2 of the 3 I need to complete which are to take place this weekend and one other weekend in February. The goal was to be certified by summer. Well, plans have had to change. Yakezie Scholarship.

January 124

January 2010 Personal Finance Finance 124

Family Balance Sheet

MAY 4, 2021

I donated plasma 5 times in April which is short of my goal of 8 times. I earned over $1300 from January through April and havnen”t spend a dime of it. My husband also donates and he’s using his money for family activities as well, as personal spending money. January 2021 – I found $1681.

April 130

April Money Credit Cards Donation 130

Family Balance Sheet

JULY 9, 2014

We want to achieve our financial goals, but still enjoy life. And his hours at the Y fit into his and our family’s schedule well. I knew I could do better, so in January 2014, I made a commitment to reduce our grocery spending, but not sacrifice the quality of food and meals that I fed my family. Gym Membership.

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Prairie Eco-Thrifter

FEBRUARY 4, 2011

Well, it’s here, the final countdown to the big day we have all been anticipating; the Superbowl. As far as what team I am rooting for, well, that would be THE PACK! I can say though that by using a money management program you are more likely to stick to your budget and your financial goals. GO PACK GO! Managing Money.

January 113

January February Debt Personal Finance 113

Prairie Eco-Thrifter

DECEMBER 31, 2015

We set New Year’s resolutions and goals and sometimes even make small “investments” (like gym memberships) to work toward achieving them. Most resolution setters don’t make it past January, and by the time the first quarter of the year is over, we’ve forgotten about our resolutions all together.

2016 100

2016 Making Goals Building 100

Motherhood Moments

JANUARY 5, 2023

The Finishing Trades Institute of the Upper Midwest (FTIUM) announced it will deliver free career and technical education (CTE) programming starting with 24 high school students from 15 local high schools starting this January. I was bullied, and I wasn’t doing well in class as a result.

Education 100

Education Student Graduation DC 100

Family Balance Sheet

JUNE 4, 2021

I donated plasma 4 times in May which is short of my goal of 8 times. Oh well, I thought–I can sleep in that weekend. January 2021 – I found $1681. In fact, it was my lowest month for the year, but regardless, $321 is still THREE HUNDRED TWENTY-ONE DOLLARS! Plasma Donation Earnings: $220. My husband had other ideas.

Money 130

Money May Donation 2020 130

Family Balance Sheet

OCTOBER 18, 2019

A lot of life happened over 7 years and our plan changed slightly, but our goal remains to achieve complete freedom from debt. Our 2019 Financial Goal. After years of scrimping and saving and not spending extra money on things, we have achieved the biggest financial goal we have ever set for ourselves in our 19 years of marriage.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

JANUARY 17, 2018

Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. Our 2 Main Financial Goals for 2018: 1 – Finish the will.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

JUNE 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. O n the 30th of each month, between January and November in 2014 , we will meet here to discuss our challenges and successes for the month with our grocery budget. Ok, Ok, let’s talk grocery budget!

Budgeting 100

Budgeting Budget Groceries Grocery 100

Family Balance Sheet

APRIL 9, 2021

Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We thought we were doing really well. Something happens mentally when you WRITE down your goals and plans for execution. Well, you know how that ends…someday, we’ll travel extensively. . DONE November 2019.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

For the Mommas

DECEMBER 27, 2013

Rite Aid’s +UP Reward Games will launch this Sunday, December 29, and will run through Saturday, January 25. During this time, Rite Aid wellness+ members can receive up to $50 in +UP Rewards on thousands of their favorite items in-store. There are thousands of products that can help you reach your +UP goal.

Rewards 63

Rewards Games December Goals 63

Family Balance Sheet

APRIL 11, 2020

This is not an elective, fun, no-spend month like what we did in January to find funds for our summer vacation. In January and February, my husband and I were contemplating replacing our 12.5 We didn’t have enough cash saved to buy a car without a loan and that wasn’t sitting well with me.

Budgeting 246

Budgeting Budget Family Debt 246

Prairie Eco-Thrifter

JANUARY 19, 2014

In fact, I was drinking more than two per night, as well as some rum and eggnogs, mulled wine , and other alcoholic drinks that were wholly unnecessary for my health. This averages out to be maybe 2 glasses of wine per week, if you account for more then one glass over a longer evening. Media Detox.

Holiday 189

Holiday Food and Wine Wine Food and Drink 189

Family Balance Sheet

APRIL 3, 2014

I’m trying to find that balance of staying within a set budget while still eating well. But we have some serious financial goals to hit and the grocery budget is an easy target when it comes to cutting the budget. And while I didn’t hit my goal of $400, I did reduce our spending to $425 for my family of 4.

March 100

March Groceries Grocery Homemade 100

Family Balance Sheet

JANUARY 1, 2015

Every January 1, I get caught up in the hopeful feeling of the upcoming new year. My husband and I make some financial goals at the start of every year. Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey.

2015 100

2015 Money Debt Home and Garden 100

Saving Cents With Sense

JANUARY 18, 2012

I know we are half way through January, and many of you may already be giving up on your New Year’s Resolutions, but I wanted to encourage you to keep reaching for those goals you set. The truth is that it is easy to start goals, and much more challenging to follow through. To Reach Your Goals, make sure they are: Specific.

Goals 55

Goals Pay Off Debt January Gardening 55

Family Balance Sheet

MARCH 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. O n the 30th of each month, between January and November in 2014 , we will meet here to discuss our challenges and successes for the month with our grocery budget. How Did We Do in March.

Budgeting 100

Budgeting Budget March Groceries 100

The Frugal Girl

FEBRUARY 18, 2024

In January, the four of us put together a long list of games we wanted to play, many of which were just gathering dust in the basement, and it has become a joint New Year’s resolution to get through all of them before the year is over! My family loves watching movies and tv series together, and having regular game nights. A freebie cabinet.

Kids and Family 186

Kids and Family Home and Garden Money Frugal 186

Prairie Eco-Thrifter

FEBRUARY 23, 2016

Although I keep records throughout the year, January is the month in which I circle back to make sure I have recorded all income and expenses and filed all receipts. In January, I start going through it to organize it, discard (and burn) what we can and move old stuff to an archive to make way for the coming year’s information.

Personal Finance 100

Personal Finance Finance Financial Goals Life Insurance 100

Family Balance Sheet

OCTOBER 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. On the 30th of each month, between January and November in 2014 , we will meet here to discuss our challenges and successes for the month with our grocery budget. How Did We Do in September & October.

Budgeting 100

Budgeting Budget September October 100

Nicoles Nickels

JANUARY 2, 2014

The youngest turned one yesterday, January 1st. Well, I feel that way mentally at least. This year I intend to get more active and eat as well as I would have my grandchildren eat. Do you have some goals for this year? I have a full grown daughter and not one, but two grandchildren. How does time do that?

New Year's 68

New Year's Grandchildren 2000 Ice Cream 68

Family Balance Sheet

FEBRUARY 28, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. O n the 30th of each month, between January and November in 2014 , we will meet here to discuss our challenges and successes for the month with our grocery budget.

Budgeting 124

Budgeting Budget February Groceries 124

Family Balance Sheet

MAY 6, 2020

Our small business was going well, so we said so long to renting office space and purchased a commercial property in the summer of 2012. January & February 2020 – Life is good! Leading up to it, we thought we were golden. Yep, life was good. We celebrated the achievement with a trip over Thanksgiving.

Debt 130

Debt Emergency Fund 2007 2020 130

Nicoles Nickels

JANUARY 26, 2012

Ultimately leading to the end goal: Staying Fit for Life. It is very well-written and really gives some awesome tips. Giveaway ends at 12:01 am on Tuesday, January 31, 2012. Fit Moms for Life is perfect for Mothers (and women in general) who want a fitness program that works. You Can’t Work Out to Compensate for Poor Eating. *

Fitness 71

Fitness Mom Giveaway Mother's 71

Family Balance Sheet

APRIL 1, 2021

Cut your s pending , BUT still live well: No one wants to read, “ cut your spending “, because what they hear is live like a miser. This first group of ideas is about cutting back–but still living well–AND putting that money not spent into your emergency savings. Put the money in your emergency fund instead.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Nicoles Nickels

JANUARY 9, 2015

The Challenge will launch January 5 and participants will receive tips, recipe ideas and daily motivation to support health and nutrition goals. The Challenge will launch January 5 and participants will receive tips, recipe ideas and daily motivation to support health and nutrition goals.

Giveaway 40

Giveaway Gortons Prizes Sweepstakes 40

Saving Everyday

APRIL 24, 2012

Even though we are well into April, I wanted to give you a quick update on my Disney fund! Starting January 2012, we set up an automatic withdraw to a new “vacation savings account” of $25 a week. In years past, my goal each year was to pay for our trips entirely with ”free” money! to our fund yay!!

March 86

March Disney Friends And Family Sale Vacation 86

Finally Frugal

MAY 30, 2012

I started the year at around $49,300 so I think I'm doing well for being five months into the year. My goal is to pay my loans down to $20,000 by the end of the year (an ambitious goal, for sure) so in January I can sell my stock and pay it all off once and for all! My student loans are now down to $39,071 !!!!

Debt 40

Debt Student TV shows Goals 40

Prairie Eco-Thrifter

FEBRUARY 18, 2011

We will be away at the time the risk is the highest so we are working on getting our furniture in our basement propped up on blocks as well as running dehumidifiers. I also find that setting goals makes a difference. I wasn’t managing my money very well. We have an indoor compost bin as well as three outdoor bins.

February 113

February Debt Finance Personal Finance 113

Nicoles Nickels

JANUARY 4, 2012

Experience the physical and mental benefits of yoga with videos that are customized to your own fitness level and goals. She’ll create a customized program tailored to your fitness level and designed to shave off the pounds, tone muscle, and improve overall wellness. Valid until January 3, 2013.

Michael's 40

Michael's Fitness April Transportation 40

Finally Frugal

SEPTEMBER 10, 2012

So here's the dilemma: I find that with the current stock market (which is doing pretty well, all things considered) I could sell ALL of my stock and pay off ALL of my remaining student loan balance. Assuming, of course, that the stock market doesn't tank between now and January. What would you do?

Debt 45

Debt Student Taxes January 45

Family Balance Sheet

AUGUST 11, 2016

We still refer to it often to remind ourselves of our goals and objectives. I’m on this journey to financial wellness with you and every weekend, I pack the newsletter with budgeting inspiration, money-saving tips & ideas, and frugal, yet tasty recipes. Years ago, my husband and I sat down and created our life plan.

Emergency Fund 100

Emergency Fund Money Finance Debt 100