Savings Corner

DECEMBER 24, 2023

Common reasons include paying off debt, financing a large purchase such as a vehicle or a boat, or covering the cost of a major expense like a wedding or a home renovation. Instead of putting down cash as collateral, you may be able to use other assets, such as a home, boat or car.

Debt 52

Debt Credit Cards Credit College Tuition 52

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. You can even use a budgeting app if you need a little more support reaching your financial goal.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Savings Corner

DECEMBER 24, 2023

Bankrate’s AdvisorMatch can connect you to a CFP® professional to help you achieve your financial goals. Here’s what financial planning is all about and what you need to know to get started. What is a financial plan? These are some of the largest issues when it comes to financial planning. And how big?

Goals 52

Goals Debt Taxes Insurance 52

Family Balance Sheet

JULY 13, 2016

Farrah also has a kids t-shirt line that she runs out of the house called Lovely Littles Shop. We obviously love Dave Ramsey and financial teachings so we help to teach those classes at our church one night a week. Who handles the day-to-day finances in your home or do you work on it equally? What are your financial goals now?

Debt 100

Debt Debt Free Finds Home 100

Family Balance Sheet

JANUARY 5, 2019

Our main financial goal is to pay off our last non-mortgage loan. It was a goal in 2018, but high medical bills and other financial challenges hindered our progress. I want to reduce our clutter/stuff by getting rid of the things that cramp our small home and aren’t really that important to our quality of life.

2019 100

2019 Recycle Recycled Recycling 100

Family Balance Sheet

FEBRUARY 4, 2015

He now works as an architect, and I do some freelance from home now that we have kids. We bought into the myth that student loan debt is “good debt” and that it was better to “invest” in buying a home instead. After we had kids, though, I stayed home, so we continued making the minimum payment for years.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Prairie Eco-Thrifter

DECEMBER 7, 2014

I talked to Ron Suber, President of Prosper Marketplace, last week and about growth in other loan types including: small business, home improvement, travel and medical expenses. Used properly, it can help you build your dream home and reach your financial goals. Online Loans, it Just Sounds like another Internet Scam.

Debt 188

Debt Personal Finance Finance Credit 188

Savings Corner

DECEMBER 24, 2023

But now, as we approach the end of 2023, inflation is much lower but home prices and mortgage rates are both sky-high. Determine why you want to buy a house Purchasing a home is a major decision that shouldn’t be taken lightly. Get started: Define your personal and financial goals. Is location the top priority?

Real Estate 52

Real Estate Buy Buying Credit 52

Penny Pinchin' Mom

FEBRUARY 16, 2024

While you can control where and how you shop, you can’t control the need to eat. What you can do is control how much of your money you spend on bills in any given month and how much of it you save for your long-term financial planning and security. The truth is, there are some things you can’t control.

Saving Money 52

Saving Money Money Saving Bills 52

Family Balance Sheet

APRIL 3, 2014

But we have some serious financial goals to hit and the grocery budget is an easy target when it comes to cutting the budget. I’ve included pictures below of most of my grocery shopping trips for the month. We also had meals at the homes of some friends and family a couple of times this month.

March 100

March Groceries Grocery Homemade 100

Family Balance Sheet

APRIL 1, 2021

Are you paying too much for home/auto insurance, cable, internet, cell? Collect your bills and start shopping around for new vendors. 4 – Skip the AM drive-thru and eat breakfast at home. If you find yourself hitting the drive-thru on your way to work, start making your breakfast and brewing your coffee at home.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

JANUARY 8, 2014

My husband and I made some serious financial goals for 2014. To achieve those goals I need to review our spending to see where I can make some cuts. If I don’t plan our meals and my shopping list, I spend too much money and make too many extra stops to the grocery store during the week. Maybe even a crock-pot meal.

Meals 186

Meals Simple Menu Planning Menu Plans 186

Family Balance Sheet

NOVEMBER 4, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. Our home was built in 1969 with baseboard electric heat, which equals pretty high electric bills in the winter. Our mission: Live WELL, On LESS Money. Ebates is FREE and super easy to use.

Frugal 100

Frugal Fridays Ebates Credit Cards 100

Family Balance Sheet

JANUARY 21, 2015

I own a software consultancy that I run from home and my husband is a letter carrier with the post office. We have 2 girls that I am home schooling this year. We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). Nine years later, I am still at home! I am the nerd.

Debt 100

Debt Debt Free Las Vegas Finance 100

Savings Corner

APRIL 4, 2024

When you refinance your home, you’ll apply in a similar way to when you applied to purchase your home. You’ll turn in any required financial documentation. You’ll pay for a home appraisal. Cash-out refinance Caret Down When you do a cash-out refinance , you use your home equity to withdraw cash to spend.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Saving Cents With Sense

APRIL 25, 2013

This secure service doesn’t cost a dime, and it can automatically organize and track your spending, display all of your financial information in one easy-to-read place, and help you stay on track to hit your financial goals. These work well for grocery shopping, especially for stores that price match.

Money 75

Money Financial Goals Saving Phones 75

Family Balance Sheet

JANUARY 1, 2015

My husband and I make some financial goals at the start of every year. Hot Work at Home Jobs for 2015 | Holly Hanna @ The Work at Home Woman. 9 Ways to Get Healthier In The New Year | Amy Maus @ Home and Farm Sense. Organizing Coupons with the Binder Method | Sara Steigerwald @ Sisters Shopping on a Shoe String.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

FEBRUARY 16, 2016

Are you paying too much for home/auto insurance, cable, internet? Collect your bills and start shopping around for new vendors. 4 – Skip the AM drive thru and eat breakfast at home. If you find yourself hitting the drive thru on your way to work, start making your breakfast and brewing your coffee at home.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

APRIL 1, 2015

We tried to avoid these things by packing our lunch, cooking meals at home, and shopping with a list to avoid overspending and wasting money. If married, who initiated the debt free goal? The short term sacrifice was for the long term goal of being debt free. What are your financial goals now?

Debt 100

Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

JULY 22, 2015

Who handles the day-to-day finances in your home or do you work on it equally? I handle the finances for the most part, however, my wife does have a lot of input in making financial decisions. I shop around for everything now. What are your financial goals now? We plan to be financially free by 40.

Debt 100

Debt Debt Free Finance Finds 100

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Financial Success for Young Adults: Financing a Home Modification – At some point in your life, it may be necessary to modify your home. Paying for a home modification could cost you a lot of money, but there are ways to work up to the costs so it’s not such a bad hit on your wallet. Haven’t read it?

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

JULY 2, 2015

We sold the majority of our possessions and now our family of 5 lives in a two bedroom apartment in the city as opposed to our much, much larger home in the suburbs. Who handles the day-to-day finances in your home or do you work on it equally? What are your financial goals now? What inspired you to get debt free?

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

SEPTEMBER 29, 2016

Coming home from a trip to Disney World was what started it all. Shop with a list, and not just for food. Who handles the day-to-day finances in your home or do you work on it equally? I’m the one who handles the day to day finances in the home. What are your financial goals now?

Debt 100

Debt Debt Free Budgeting Budget 100

Prairie Eco-Thrifter

JULY 4, 2011

They are also there working with you to help you reach your goals; even those financial goals. A plan B is a must in any home. Often times, home buyers may not be aware that free money for a down payment on a house is still available for qualified buyers. Families are our rock, our support system, and our fans.

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

JANUARY 20, 2017

our home with a GREAT interest rate so we are okay with it. myself from myself and stopped going out to shop and peruse and just “pick. 2 – Shop for meats that are on sale. Who handles the day-to-day finances in your home or do you work on it. racks FIRST when shopping for clothes and shoes. We usually.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

FEBRUARY 10, 2017

We dramatically reduced our spending by cutting our cable TV and landline , shopping thrifty, eating out less often , and lowering our grocery bill. At that time, I couldn’t cash flow the office budget, home budget, our loans, and retirement savings. It is now a home equity loan with a very low 2.75% interest.

Debt 100

Debt 2017 Student 2016 100

The Frugal Girl

MARCH 4, 2024

We live on the side of a small mountain in a quiet, rural town, but we’re less than 20 miles from a city of about 25,000 people and its shopping and dining opportunities. I still remember saving my change as a kid so I could “shop” for books at yard sales.) He saved about 50% on his parts, too, through diligent shopping.

Green And Frugal 180

Green And Frugal Kids and Family Hotel Frugal 180

Penny Pinchin' Mom

FEBRUARY 16, 2024

And I’m talking about all forms of insurance, from health to life and even home insurance. These are the financial moves that might seem painful at first but will come in handy should the worst happen. Shop Wisely Just because you are financially smart and frugal doesn’t mean that you have to cut out shopping entirely.

Money 52

Money Insurance Debt Bulk 52

Penny Pinchin' Mom

MARCH 11, 2024

If you do a weekly meal plan, you will know exactly what ingredients need to be bought during your next grocery shopping trip, including the ones you have and those you don’t. This can ultimately lead to substantial savings that can go toward your financial goal and keep you from being wasteful.

Saving Money 52

Saving Money Money Mom Used 52

Savings Corner

APRIL 4, 2024

Written by Edited by Edited by Updated Apr 02, 2024 Bankrate logo The Bankrate promise Caret Down At Bankrate, we strive to help you make smarter financial decisions. At a glance BEST HOME INSURANCE COMPANY OVERALL (TIE) 4.1 Home Rating: 4.2 At a glance BEST HOME INSURANCE COMPANY OVERALL (TIE) 4.1 Home Rating: 4.2

Insurance 52

Insurance Life Insurance Homeowner Insurance Cars 52

Family Balance Sheet

MARCH 4, 2015

Boring I know, but I’m a home body so it works for me. In fact, it wasn’t until I received the foreclosure notice on my home that I finally snapped out of my haze and decided something needed to change and fast. My favorite apps include: Checkout 51, Snap, Red Laser, Gas Buddy, and Shop Kick. What are your financial goals now?

Debt 100

Debt Credit Cards Debt Free Student 100

Family Balance Sheet

APRIL 12, 2016

How my grandparents paid off $55,000 of their home mortgage in one year. Once I got home from that money changing event at my grandparents’ house, my best friend told me about this financial series she and her husband had been going through at church called Financial Peace University (Dave Ramsey).

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

FEBRUARY 9, 2018

Being self-employed, we started shopping the market for individual plans. We used those savings to pay off a home equity loan and we increased our contribution to our church to help fund special missions projects. Our main financial goal for 2018 is to save $10k for our Annual Household Portion with Medi-Share.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

Family Balance Sheet

MAY 27, 2015

I’m a former 3rd grade teacher, but now a stay at home mom and a graphic designer of Joyful Art Designs. Our plans for me to be a stay at home mom on one teacher salary. Grocery shopping wisely – We shop at affordable stores, shop the ads/sales, and menu plan. Hi, my name is Olivia, and my husband is Ryan.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Savings Corner

DECEMBER 25, 2023

It’s easy to find a qualified financial advisor to guide you through life’s most important financial decisions. Try Bankrate’s free AdvisorMatch service to quickly get connected to a CFP® professional who can help you achieve your financial goals. Passive income is not… Your job. But having at least a few is a good start.

Money 52

Money Making Real Estate Rent 52

Family Balance Sheet

JUNE 2, 2016

Could I knock $20 off my grocery shopping somehow? Avoid Shops Like The Plague – The simplest way to save money is just stop going near shops as much as you can! To go for a meal out, or grab take-out on the way home. What are your financial goals now? Could I lower my cell phone plan? So I pass on by.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

AUGUST 11, 2014

I followed Dave Ramsey’s baby steps and did the Financial Peace University class twice, once at home last spring and I enrolled again at church this past spring to stay focused. Who handles the day-to-day finances in your home or do you work on it equally? What are your financial goals now?

Debt Free 235

Debt Free Debt Mom Goals 235