Family Balance Sheet

JANUARY 20, 2023

Did you make 2023 financial goals ? We decided on one big audacious financial goal for the year, and it’s a doozy! The last time we wrote numbers-driven financial goals was 2019. That was the year that we made the goal of paying off the last of our non-mortgage debts and we achieved it by September of that year.

Financial Goals 130

Financial Goals Goals Debt College 130

Family Balance Sheet

FEBRUARY 2, 2017

Wonder what sets you apart from the people that seem to crush their financial goals? You might even find yourself wondering, “well, they don’t know my circumstances”, or “they can’t have it that bad,” or “their life must be so much easier than mine.” with their goals.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

JULY 9, 2014

We want to achieve our financial goals, but still enjoy life. And his hours at the Y fit into his and our family’s schedule well. In 2013, our average monthly grocery spending was $635. Since January, our average grocery spending has been $450 a month just by being more disciplined and diligent with my planning.

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Family Balance Sheet

OCTOBER 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. Lately when I see my bill at the check out, I’m shocked at how few groceries are actually going home with me. How Did We Do in September & October.

Budgeting 100

Budgeting Budget September October 100

Family Balance Sheet

JANUARY 1, 2015

Every January 1, I get caught up in the hopeful feeling of the upcoming new year. My husband and I make some financial goals at the start of every year. Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

FEBRUARY 28, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. Lately when I see my bill at the check out, I’m shocked at how few groceries are actually going home with me. Also my debit card got caught up in the Target breach of security.

Budgeting 124

Budgeting Budget February Groceries 124

Family Balance Sheet

APRIL 1, 2021

Cut your s pending , BUT still live well: No one wants to read, “ cut your spending “, because what they hear is live like a miser. This first group of ideas is about cutting back–but still living well–AND putting that money not spent into your emergency savings. 12 – Do It Yourself.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130