Family Balance Sheet

NOVEMBER 21, 2011

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Holiday 113

Holiday Gifts Photos Free Shipping 113

Family Balance Sheet

JANUARY 25, 2019

I promise I won’t start reciting Christmas carols, but while the holidays are still somewhat fresh in our minds, I think it would be a good idea to start planning for Christmas 2019. It’s so easy to get caught up in all of the bargains that stores throw at us in November and December. Did you over spend? Add up the total.

2019 100

2019 Club Christmas 2018 100

Family Balance Sheet

FEBRUARY 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. . It should include gifts, decor, Christmas cards and postage, holiday parties, gatherings–everything that is holiday related.

2019 100

2019 February Club Christmas 100

Family Balance Sheet

OCTOBER 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. November Assignments: The last meeting of the club is November 25. Welcome to the 2019 Christmas Savings Club.

2019 100

2019 October Club Christmas 100

Family Balance Sheet

OCTOBER 19, 2018

It looks like I’ll be doing some baking in November! And if you don’t have children to raid for these recipes, Halloween candy goes on sale on November 1. Also, many of the recipes on this list could easily be adapted with candy from other holidays. I’m a HUGE fan of after holiday clearance!

Leftovers 100

Leftovers Halloween Used Cookies 100

Family Balance Sheet

JANUARY 3, 2013

Too many people rely on credit cards to carry them through the holiday spending and January ends up being a very stressful month when those credit card bills start rolling in. Details on how to obtain your FREE copy will be at the bottom of this post. I'm offering the excel spreadsheet FREE to my readers.

Budgeting 100

Budgeting Budget 2013 Christmas 100

Family Balance Sheet

JUNE 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas.

2019 100

2019 June Club Christmas 100

Family Balance Sheet

APRIL 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas.

2019 100

2019 April Club Christmas 100

Family Balance Sheet

APRIL 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. Start thinking about some handmade gifts that you can make for your friends and family for the holidays. Christmas Savings Club Financial Freedom Saving Money - During the Holidays'

April 100

April Club Christmas Goals 100

Family Balance Sheet

SEPTEMBER 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. Trust me, it makes the holidays less stressful when the money to pay for the season in in the bank!! My monthly goal is $100.

2019 100

2019 September Club August 100

Family Balance Sheet

MAY 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas.

2019 100

2019 Club Christmas May 100

Family Balance Sheet

AUGUST 28, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. I''m still left with a $50 shortfall for the year, but I have 3 more months to save it before I make the majority of our holiday purchases. Happy 4 months til Christmas! September Assignments: 1.

August 100

August Club Christmas Goals 100

Family Balance Sheet

JULY 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas.

2019 113

2019 Club July Christmas 113

Family Balance Sheet

NOVEMBER 4, 2016

Saturday: I’m hosting a dinner party for extended family to celebrate the numerous November birthdays. It is November and we have yet to turn on our main heat source. If you think you’ll be shopping online this holiday season, it’s worth a look. Friday: Grilled sausages, spinach salad, homemade applesauce.

Frugal 100

Frugal Fridays Ebates Credit Cards 100

Family Balance Sheet

JANUARY 29, 2015

At the beginning of the month, we were in the market for a bedroom dresser because my youngest daughter’s dresser fell apart over the holidays. On the last Thursday of each month from January to November in 2015, I’ll hold a virtual meeting (a post) where we will discuss how we did for the month.

Thrifting 100

Thrifting January Thrift Stores Financial Goals 100

Family Balance Sheet

JANUARY 2, 2013

On the 25th of every month from January to November, I'll be holding a viral meeting for the Christmas Savings Club , a monthly accountability to help us save for a cash Christmas. That is the number that you want to save each month between now and November 25, 2013. Wouldn't you rather have a cash Christmas?

2013 113

2013 Christmas Club January 113

Family Balance Sheet

JANUARY 25, 2013

On the 25th of every month from January to November, I'm holding a viral meeting for the Christmas Savings Club , a monthly accountability to help us save for a cash Christmas. That final number will be your goal to save each month between now and November 25, 2013. Today is the first meeting!

Christmas 127

Christmas Club Goals Budgeting 127

Family Balance Sheet

OCTOBER 9, 2013

This post originally published back in November 2008. A local jewelry store ran a newspaper advertisement with the headline, “Holiday Cash-Fast!” ” They were holding a special gold buying event just in time for the holidays. Mondays thru Saturdays in October, I will have ideas to help you find $1000 too.

Jewelry 138

Jewelry Finds Craigslist Cameras 138

Family Balance Sheet

JANUARY 5, 2015

Our youngest daughter’s dresser practically disintegrated into pieces over the holiday break. On the last Thursday of each month from January to November in 2015, I’ll hold a virtual meeting (a post) where we will discuss how we did for the month. This challenge already has me thinking differently.

Thrifting 100

Thrifting 2015 Thrift Stores Buying Second-Hand 100

Family Balance Sheet

FEBRUARY 14, 2011

This past November in 2010, I was in the bakery at Wegmans looking for a good loaf of bread for a special dinner for my husband's birthday. I have been keeping a batch of the dough in my refrigerator ever since November. It was the reason I bought four 5-lb bags of flour during the holiday sales back in the December.

Bread 159

Bread Ovens Pizza Baking 159

Family Balance Sheet

OCTOBER 18, 2019

We’re ready for a big trip to celebrate our accomplishment and we are already planning one for over the holidays. In November 2016, we started contributing again to our retirement. We never stopped taking vacations, but our trips were mostly camping in our pop-up or renting a beach house with other families.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

FEBRUARY 9, 2018

However, on November 1, 2016, we logged on to healthcare.gov to renew for 2017 and found premiums had doubled and the options were limited. However, that all changed the end of November when my daughter called me from school that she had a reoccurrence. We felt we didn’t have a choice, and we put the issue behind us.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

Family Balance Sheet

OCTOBER 26, 2013

I’m looking forward to a stress-free January, because our gifts in 2013 will be paid for with cash as we buy them in November & December. For my family, Christmas is the holiday to celebrate the birth of Jesus. In years past, we used a credit card to purchase our gifts and paid the card off in January.

Christmas 100

Christmas Club Finds October 100

Family Balance Sheet

FEBRUARY 25, 2013

On the 25th of every month from January to November in 2012, I'm holding a viral meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. Today is the second meeting, but anyone can join at any time.

February 100

February Club Christmas Goals 100