The Frugal Girl

SEPTEMBER 18, 2023

At the end of her email, she said, I wonder if you could address the importance of taking care of one’s mental health especially during really hard times, specifically in frugal ways. So, anything I share is just gonna be from one regular person to another regular person. THIS IS NOT EXPERT ADVICE OR OPINION. .”

Phones 175

Phones Cat Health Frugal 175

Family Balance Sheet

JANUARY 5, 2019

Just one word to focus on during the upcoming year. It’s been a trend every January and I’ve always found it interesting to read how other people have come up with their one word. Choosing one word is so popular that even our pastor talked about the practice in his sermon on Sunday, 12/30.

2019 100

2019 Recycle Recycled Recycling 100

Prairie Eco-Thrifter

MAY 27, 2012

Like I state on my About page , I was in debt and living a life that didn’t satisfy me. Statistics show that nearly one in two Americans are in serious financial problems due to their debt levels. 10 Reasons Why You’re Broke If you always seem to have more month than cash, then it’s time to look at why.

Emergency Fund 212

Emergency Fund Credit Cards Budgeting Budget 212

Family Balance Sheet

AUGUST 5, 2015

We live a pretty busy lives and when given free weekends at home we love spending time at home on our little farm. My husband has always been the one who has felt the full weight of our debt. I remember one of the first things we did was to look through what we were spending monthly. How much debt did you pay off?

Debt 100

Debt Debt Free Finds Finance 100

Savings Corner

APRIL 4, 2024

The interest rate you receive on a home equity loan (as with other loans) will vary depending on your lender, credit score, income and other factors. When you take out a home equity loan, the lender approves you for a loan amount based on the percentage of equity you have in your home and other factors.

Home 52

Home Debt Credit Cards Credit 52

Prairie Eco-Thrifter

MARCH 14, 2011

There was a story that went viral last year about a young couple that was determined to see how little they could live on each day. The project was called the One Dollar Diet Project. The couple managed to live an entire month off of just one dollar a day for food expenses. How much money do you need to live?

Money 159

Money Property Taxes DSL Frugal Lives 159

Saving Everyday

OCTOBER 3, 2023

A simple travel planner will keep all your plans, reservations, and confirmation numbers in one handy spot! Set a Budget Spending adds up quickly on any vacation, and overspending can add unwanted stress when all you should be doing is relaxing! Peak times will vary depending on your destination. We almost always drive!

Saving Money 52

Saving Money Money Travel Hotel 52

Family Balance Sheet

SEPTEMBER 29, 2016

My happiest place on earth is being able to spend time in downtown Toronto. We’re typical Canadians that spend most of our free time in the fall and winter months inside arenas. The first thing we did was to review our spending and create a budget. A third way we freed up money was to do a no-spend month.

Debt 100

Debt Debt Free Budgeting Budget 100

Coupons Do Work

SEPTEMBER 29, 2016

If you have a little one or are expecting, this is a great sample box. Join Godiva’s rewards club and receive a free piece of chocolate each month…FOREVER! Plus if you spend more than $20, you’ll get a free gift the next month. Free Rachel Ray Zero Grain Dog or Cat Food – A little something for both dog and cat lovers!The

Freebies 100

Freebies Club Rachel Ray Cat Food 100

Family Balance Sheet

FEBRUARY 4, 2015

I have been sharing my passion for simple living on GrowingSlower.com since 2011, and I now have added the Real Mom’s Guide series of books and courses to further encourage my readers! That’s about it for hobbies, as our little ones are 1 and 3. By the grace of God, it took us just under 9 months to pay it off.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

SEPTEMBER 9, 2014

That’s one of my hobbies.) I quit my job to focus on my own stuff (blogging, painting, rental property, my iPhone app, writing Kindle books, etc.). Quitting my job is one of the things being debt free has enabled us to do. Basically, we took it one debt at a time until I thought hey, maybe we can pay off the house, too.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

JULY 20, 2011

Guest Post Author Bio: David Bakke enjoys living frugally in Atlanta and frequently shares his best financial tips and experiences on Money Crashers , an online resource ranked as one of the top personal finance blogs online. Eventually, I staged an all-out assault on every area of spending in my budget.

Frugal 174

Frugal Personal Finance Frugal Life Money 174

Prairie Eco-Thrifter

JANUARY 1, 2014

For those of you who haven’t seen the movie, No Impact Man is about a small family who spends a year trying to live “no impact” They live without generating garbage, without using electricity (for a portion of the year), and without buying anything new. Get Take Out/Eat Out Less. Go Green'

Documentary 173

Documentary Eating Out Kids and Family Food and Drink 173

Nicoles Nickels

DECEMBER 21, 2011

Description of Product: “I’m sure you can relate to how busy schedules leave families with little time to spend together, especially during the work and school week. Get everyone involved in meal prep and use this time as an opportunity to catch up with one another. It tasted so good I stole a second one. Dine together.

Giveaway 107

Giveaway Kids and Family Dinner Couch 107

Saving Cents With Sense

AUGUST 30, 2013

According to the College Board, the average student at a public university spends more than $22,200 every year between tuition and other costs. Keep your bank account from reaching zero with these money-saving tips: On Foot. A DSL hookup can provide Internet speeds for watching video and downloading large files with ease.

College 102

College Student Public Transit DSL 102

The Frugal Girl

FEBRUARY 14, 2024

Today we’re meeting a reader who only found my blog a few months ago; I love that she already volunteered to do a Meet a Reader post. two cats that look identical but are not biological siblings, and one unruly golden retriever. Only a few months! What’s one thing you splurge on? Here’s Andrea: 1.

Friends And Family Sale 192

Friends And Family Sale Library College Cars 192

Saving With Shellie

DECEMBER 14, 2012

LifeLock Ultimate™ protection goes one step further—if we detect a change to the contact information on your bank accounts, we’ll contact you to help correct the situation fast. Benefits provided under a zero deductible identity theft insurance policy as described below. Monthly Tracking.

Identity Theft 76

Identity Theft Giveaway Credit Credit Cards 76

Prairie Eco-Thrifter

MAY 26, 2016

To learn to live within your means is one of our primary family money values. Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. Something I did around their age (one is 9 and the other 12). Back then I had a passbook.

Money 124

Money Saving Money Lowes Grandchildren 124

Family Balance Sheet

JUNE 8, 2018

Do you feel like you have more month than money? Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. We got back on track with planning our spending and we were able to breathe again. ” We’ve been there too. lined paper.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Prairie Eco-Thrifter

MARCH 4, 2015

His is near the zero end of the scale and mine is more towards the middle. I was willing to take on mortgages, it drove him crazy with stress. When you take on debt, you take on a level of risk. .” It depends on how the debt is managed. One of my nieces did this when borrowing for college. Not really.

Debt 100

Debt Used Money IBM 100

Prairie Eco-Thrifter

APRIL 11, 2016

No one wants smelly goods! To solve the issue, I aired them on the porch and in the sunshine for about 2 months. To solve those potential issues on the mattresses, I let them sit out on several sub-zero days and nights, to kill any living bugs. How to make used furniture usable. Getting the yuck out.

Re-use 100

Re-use Used Furniture Furniture Recycle 100

Couponing 101

JANUARY 30, 2012

I’ve set myself a loose schedule (I’m really bad with tight schedules, so I’m hoping a loose/flexible one will work) that will help me set work hours. I’m on week four of working out daily , I’m making consistent progress in my Bible reading plan , meeting my reading goals , and even meeting some work goals!

Goals 88

Goals Finance 2012 Food 88

Nicoles Nickels

JUNE 8, 2012

I recently got to spend a super day at the PGA National Resort and Spa in Palm Beach Gardens, Florida with my friend Liz. The babysitting is provided by the kid’s club at the resort and I think is worth the $99 on its own probably! The resort pool is zero entry and is breathtaking. Amazing, right?

Girls 49

Girls Hotel Lunch Lunches 49

Saving With Shellie

JULY 27, 2012

My boys have a little over a month until Mother’s Day Out starts but I know many school-age kids go back in just two or three weeks. Start stocking up on all those Back-to-School Essentioals with Johnson & Johnson. The new school year is almost upon us. You can also find it at www.healthyessentials.com.

Johnson & Johnson 63

Johnson & Johnson Giveaway Band-Aid Kids and Family 63

Family Balance Sheet

FEBRUARY 28, 2019

We made one big financial goal for 2019 and are striving and working hard to make progress. We started the year with a great January and made some progress with our goal, so to continue the momentum, I wanted to double down on our financial goal and be very mindful with our finances. I’m a big fan of Zero Based Budgeting.

March 100

March Financial Goals Budgeting Budget 100

Saving Everyday

OCTOBER 10, 2017

When it comes to cooking, I don’t have the same obsession for pumpkin it seems everyone else does, but I do love pumpkin pie spice, which is just a combination of spices and zero pumpkin. They’re easy, healthy, and you can pack a lot of nutrition into one little bar. September was National Organic Month. We love it!

Ovens 58

Ovens Press Baking Snacks 58

Prairie Eco-Thrifter

MAY 10, 2012

The Skilled Investor , Editor Budgeting and Economics Little House presents The Five Tool Budgeter posted at Little House in the Valley , saying, “In baseball, a five-tool player is one who excels in some of the game’s major skills: fielding, base running, hitting for power, hitting for contact, and throwing ability. PPlan presents U.S.

Money 113

Money May 2012 Debt 113

Saving Everyday

APRIL 7, 2012

3/2 Listerine Zero Mouthwash, 1.5 1 Listerine Zero Mouthwash, 1.5 1/1 Listerine Antiseptic Mouthwash, Total Care Zero, or Total Care AntiCavity, 1 L+. $1/1 Spend $15, Get a $5 +UP – Limit 4. Spend $20, Get a $10 +UP – Limit 4. Spend $20, Get a $10 +UP – Limit 4. $1/1 L (exp 05/05/2012) *.

2012 63

2012 Raisin Bran Garnier Maybelline 63

Family Balance Sheet

JUNE 2, 2016

So whether that’s hiking across the beautiful Sussex Downs, growing my own vegetables or taking my binoculars out for a spot of bird watching I rarely spend much time indoors. These days, I’m pleased to say, I have moved on, and now work in a marketing role – enjoying far more civilized working hours.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Savings Corner

DECEMBER 25, 2023

With low- or no-down-payment loans, you pay for the guarantee through fees or mortgage insurance , depending on the program. Benefits of a larger down payment Saving enough money for a substantial down payment takes time, so a zero- or low-down-payment requirement may speed up your ability to buy a home. More equity means more wealth.

Insurance 52

Insurance Home Refinancing Money 52

Motherhood Moments

FEBRUARY 23, 2023

According to Zero to Three, infants and toddlers readily absorb new information from their caregivers at a rate of 1 million neural connections per second; and yet, nearly half of Americans struggle to find Child Care. Additionally, MATA is giving employees $200 per month in financial assistance for Child Care. According to the U.S.

Parenting 100

Parenting Unemployment San Diego Economical 100

Savings Corner

DECEMBER 27, 2023

Empty Table Header WINNER (Click to read review) Best credit card for simple cash back You’ll get 2% cash back on all purchases and a rich sign-up bonus with a single card. That’s market-leading, and makes this card ideal for everyday spending. You might get 2 points per dollar on all purchases, or 1.5% cash back on everything.

Credit Cards 52

Credit Cards Credit December Airline 52

Family Balance Sheet

MARCH 4, 2015

I was debt free in less than 3 years; 2 years, 11 months and 6 days to be exact. What I realized when I read Dave Ramsey’s books and others, was there was so much more involved to getting out of debt than just cutting your spending and living frugally. This one simple move enabled me to save over $1200 a year. I had $50,784.35

Debt 100

Debt Credit Cards Debt Free Student 100

Family Balance Sheet

FEBRUARY 3, 2016

I would say that this plan helped me more in the area of using a zero-based budget and sticking with a budget. I did pay a little extra each month, but we weren’t very intense about paying off everything, nor did we follow the debt snowball method- regardless, we still were able to pay off everything. Find your Why.

Debt 100

Debt Debt Free College Finds 100

Prairie Eco-Thrifter

JANUARY 14, 2012

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. Life Insurance: 10 myths – Life insurance is one of the most misunderstood financial products that the average citizen encounter.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Saving With Shellie

SEPTEMBER 7, 2012

Nicole with Nicole’s Nickels rounds up a big list of magazine coupons for you each month. Be sure you check out her site because she updates the list throughout the month as new magazines are released. Page 61 – Save 20% when you spend $75 at the GAP Outlet (exp. Page 199 – Save $1 on any bag of Ore-Ida Grillers (exp.

September 45

September Magazines Ore-Ida Gymboree 45

Saving In Akron

FEBRUARY 26, 2011

Print IVC's online (click on Instant Value Coupons). :: Freebies. Receive a coupon for $5 off your next in-store purchase when you spend $20 or more. –Listerine Zero, Total Care or Advanced Mouthwash (500 ml.). –One Daily (50-200 ct.). Helpful Links: March Instant Value Coupons (IVCs). Coupon Policy.

Walgreens 133

Walgreens Olay Jet Dry Motrin 133