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How to Build your Emergency Fund

Family Balance Sheet

With little money in their bank accounts, these Americans couldn’t afford these unfortunate expenses without using a credit card or maybe relying on a loan from family and friends. We have lived through some challenging months as small business owners, but 2007 was a very tough year for us. A Very Tough Year.

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What Is National Financial Literacy Month?

Prairie Eco-Thrifter

Forty-one percent of adults in the United States gave themselves a grade of C, D, or F on their knowledge of personal finance (according to the 2011 Consumer Financial Literacy Survey Final Report of the National Foundation for Credit Counseling). According to the resolution: Twenty-five.6 Your children know that you are saving money.

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How to Build your Emergency Fund

Family Balance Sheet

With little money in their bank accounts, these Americans couldn’t afford these unfortunate expenses without using a credit card or maybe relying on a loan from family and friends. We have lived through some challenging months as small business owners, but 2007 was a very tough year for us. A Very Tough Year.

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Over 40 and Worried about Money? Start here!

Family Balance Sheet

” Recently Go Banking Rates conducted two studies on savings rates with startling results. Almost 70% of Generation X have less than $1000 in personal savings account. *. A few of my favorite personal finance books: The Total Money Makeover: A Proven Plan for Financial Fitness , by Dave Ramsey. And Read some more.

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

I learned from the best, but I believe that a personal finance course should be a requirement for both high school and college graduation. We lived off my salary and banked Alan’s even before we were married so that we could build our own house (literally), paying cash as we went. What’s your best frugal win?