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Our Family Finances Update: January 2021

Family Balance Sheet

January 2021 was a month of extremes in my family’s finances. I said goodbye to mini-van life in January when we traded in our 2007 Honda Odyssey for a 2018 Toyota Highlander. I put down half the money and financed the other half. We will work hard to pay this off as early as possible. We…took out a car loan.

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Create an Emergency Fund | 31 Days to Organize Your Finances

Family Balance Sheet

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Last year, our van needed 4 new tires to pass its state inspection and our 13 year old dryer stopped working. Six months?

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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

For many households, their finances and budgets are in limbo. My family’s finances have also been affected. Our first storm: 2007. The year 2007 held such promise for us when it started, but by the end of the year, we were brought to our knees. For a variety of reasons, our business slowed down in 2007.

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How to Build your Emergency Fund

Family Balance Sheet

We have lived through some challenging months as small business owners, but 2007 was a very tough year for us. By the end of 2007, our business picked up again–thankfully–but not before we practically wiped out our savings. We would not have survived with just a $1000 starter fund back in 2007. A Very Tough Year.

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Over 40 and Worried about Money? Start here!

Family Balance Sheet

You work until you are 65 and then retire. Work for the same company for 35+ years. Another friend chimed in, “we’ll never stop working, retirement isn’t possible.” But for our own safety net, we must make our finances a priority. Many are thinking outside the box. Go to school. ” I hear you.

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Earning Extra Money Online With Paid Surveys

Prairie Eco-Thrifter

Paid surveys provide the flexibility to work when you want, from wherever you want, with as little or as many hours you want. Like anything else worthwhile and profitable, establishing successful niche sites take work. You can read more about him and his work on his blog. Maybe or maybe not?

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

Although my parents never specifically taught me about finances, they lived a frugal life by necessity. Our mom stayed home to raise us kids; she went to work part-time in the local school system after both my brother and I were in school. He diligently maintained our car and our house, doing all the work himself.