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3 Monthly Expenses to Reduce Without Feeling a Sacrifice

Family Balance Sheet

When my husband and I wrote our Debt Freedom Plan earlier this year, we made a commitment to scrutinize our monthly expenses to find money to put towards our plan. Cutting cable is definitely a big step, but it you’re ready to take the leap, find out How We Watch Great TV Without Cable. We want to have our cake and eat it too.

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The Final Grocery Budget Challenge Post

Family Balance Sheet

Back in January I introduced the 2014 Grocery Budget Challenge. I really wanted to reduce our grocery spending for my family of 4 from the average of $634 a month in 2013 to a budget of $450 a month in 2014. Through out the year, my grocery spending ranged from $425 – 500 a month.

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Grocery Budget Challenge | September & October

Family Balance Sheet

On the 30th of each month, between January and November in 2014 , we will meet here to discuss our challenges and successes for the month with our grocery budget. Back in the summer, our grocery spending hit $500 and I decided to shift our budget to $500 to accommodate our changing eating habits.

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Introducing the 2015 Choose Thrift First Challenge

Family Balance Sheet

In 2014, the Grocery Budget Challenge encouraged us to keep our grocery spending in line and to be creative with our meal planning so that we do not over-spend. Plastic isn’t pretty, but it will work until we find something. Can I find what I need at a second hand or thrift store?

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Grocery Budget Challenge | February Meeting

Family Balance Sheet

Lately when I see my bill at the check out, I’m shocked at how few groceries are actually going home with me. O n the 30th of each month, between January and November in 2014 , we will meet here to discuss our challenges and successes for the month with our grocery budget. How did we do in February?

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Take Control of Your Money in 2015

Family Balance Sheet

We made some head way in 2014 but we have a LOOOOONNNNNGGGG way to go. These will continue as long as I can find people don’t mind being open and transparent about their debt free story. If you’ve missed the previous interviews, you can find them HERE. Maintaining a grocery budget is a weekly process for me.

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10 Smart Ways to Become Debt Free

Family Balance Sheet

So back in August of 2014, I scoured the internet to look for sources for a new series, Debt Free Stories. When you have tracked, analyzed, and cut your budget to bare bones, there is only one other way to find extra money to put towards debt and that is to make more money. They Managed their Grocery Spending.

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