Remove 2018 Remove Budget Remove Credit Remove Credit Cards
article thumbnail

2019 Christmas Savings Club

Family Balance Sheet

How did you do with your Christmas spending in 2018? Did you use cash or put your purchases on a credit card? But if those gifts were paid with a credit card that doesn’t get paid off as soon as the bill arrives, any savings from store sales, coupons, and/or rebates might be negated from the interest accrued.

2019 100
article thumbnail

Christmas Savings Club | August September 2019

Family Balance Sheet

This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I’m challenging myself to find the cash outside of our budget. I also earned $20 from Ibotta and $7 from Ebates, and found $23 within our May budget. In June, I was rather uncreative and pulled the $100 from our monthly budget.

2019 100
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Christmas Savings Club | October 2019

Family Balance Sheet

This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I started the year challenging myself to find the cash outside of our budget. However by late summer, I found it easier to set aside the money directly from our budget. My monthly goal is $100. Start planning for next year TODAY!

2019 100
article thumbnail

How to Achieve Your Financial Goals (tips from the achievers)

Family Balance Sheet

Maureen eliminated $79,000 of credit card and student loan debt less than 3 years. Chris and his wife made a financial goal to switch to an all cash lifestyle, instead of relying on credit cards. Each month when they do their budget, they update their chart. Then create a plan to get there.

article thumbnail

Our Family Finances Update: January 2021

Family Balance Sheet

New furniture wasn’t in the budget for this project, but we sold some other unused furniture in November and we now have enough to pay for the new furniture. Credit cards are a tricky subject and we pay off the balance every month, so I will write more about this soon. We…took out a car loan.

Finance 130