2018 Budget Points Savings Account 
Family Balance Sheet
NOVEMBER 25, 2019
My monthly savings goal was $100. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I challenged myself to find the cash outside of our budget. However by late summer, I found it easier to set aside the money directly from our budget. It became a habit.
Family Balance Sheet
FEBRUARY 9, 2018
That was a hit to our budget, but we reworked our numbers to find the funds and make it fit. I updated our experience and included all of our numbers through that point in time. We hit our Annual Household Portion (think: deductible) in June, so all of the medical bills after that point were paid by other members’ shares.
Expert insights. Personalized for you.
130 
Let's personalize your content