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2019 Debt Freedom Plan Update

Family Balance Sheet

To ease my anxiety about our new loans, we took the Financial Peace University home course and it changed how we thought about debt. We loosely based our plan on Dave Ramsey’s 7 Baby Steps, but modified them to address our needs and lifestyle. Our 2019 Financial Goal. 1 – Save a starter Home Emergency Fund. .

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Create your debt freedom plan

Family Balance Sheet

He calls it his 7 Baby Steps. Number 4 was knocked out in 2019. We sent our very last payment to my husband’s student loan in September 2019, the same month I turned 50. Update: DONE Sept 2019!! DONE November 2019. Increase our emergency funds for the home & office to 3 – 6 months worth of expenses.

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