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2019 Christmas Savings Club

Family Balance Sheet

I promise I won’t start reciting Christmas carols, but while the holidays are still somewhat fresh in our minds, I think it would be a good idea to start planning for Christmas 2019. Did you use cash or put your purchases on a credit card? A credit Christmas equals: a “how are we going to pay for this” Christmas.

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Our Family Finances Update: January 2021

Family Balance Sheet

Yep, I found a $20 bill last year on the beach! This money will go towards paying the actual medical bills from the injury. Credit cards are a tricky subject and we pay off the balance every month, so I will write more about this soon. I like to think that buying a pre-owned vehicle is the best possible scenario.

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Black Friday 2019 Shopping Tips to Help You Save

Saving Everyday

Black Friday 2019 will be here before you know it! Black Friday 2019. Plenty of cash and debit/credit cards. So, you’ve made a list, know what stores you’re going to, and exactly what you want to buy. Shop through Rakuten to earn free money for buying things you were going to buy anyway!!

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How to Avoid Overspending on Black Friday

Couponing 101

If you set aside a maximum amount of money that you’re prepared to spend, you may feel less inclined to buy the items you’re not 100% committed to. Plus, as long as you stick to your budget, you might not feel such overwhelming dread when your credit card bill arrives. Impulse buys can add up quickly.

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