article thumbnail

My 2020 Financial Goals & A Recap of 2019

Family Balance Sheet

However, 2019 was the first year that I found a word that I could stand by. I adored my word and everything about what I was trying to achieve for 2019. By the end of 2019, I achieved one major bullet point and the others will continue to be a work in progress. ALSO our 2019 Financial Goal!). 4 – Reduce my sweets.

article thumbnail

How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

After paying off our last non-mortgage debt in September 2019, we updated our Debt Freedom Plan. We had such a sense of freedom after making that last payment and we let ourselves dream about some tangible goals that we sacrificed during those payoff years, such as travel and a new-to-us camper.

Budgeting 246
article thumbnail

Our 2018 Financial Goals

Family Balance Sheet

If nothing changes, this loan will be paid off by end of 2019, but I’d love to move that up and say adios to this loan! If not, we’ll start saving in 2019. I’m curious to see how much we can save and also how creative we can get by making do with what we already own or looking for things at a thrift store.