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How We’re Using Upromise to Save for College

Family Balance Sheet

Hello, 2020. Right before the pandemic started, I opened 529 College Savings Accounts for our daughters. My oldest was in eighth grade and one of my goals for 2020 was to start saving consistently for both daughters’ college education. bonus for signing up and a $25 bonus for linking a 529 account.

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Where I found EXTRA Money in May 2021

Family Balance Sheet

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. My beautiful petunias in 2020. I made quite a bit more from the 4th quarter of 2020 where I do most of my Christmas shopping. This money was put into my Christmas Savings account. Rakuten: $11.31.

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Net Worth Defined: What Is My Net Worth?

Savings Corner

All of your retirement accounts are included as assets in your net worth calculation. That includes 401(k)s, IRAs and taxable savings accounts. Here’s how net worth stacks up by income, age , family size and education, and how it has changed since 2016. families by income Net worth of U.S. Want us to do it for you?

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How We Frugal-ed in January!

Family Balance Sheet

Welcome to my first “How We Frugal-ed” recap of 2020. Found Money in January: I have an old savings account that I hold on to, because it’s at the same bank as my kids’ savings accounts. I’m going to see how much I can find in 2020. from my Ibotta (grocery saving app).

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How to Build your Emergency Fund

Family Balance Sheet

Life suddenly changed for most of us in March 2020 and this past year of the pandemic has reinforced how important an emergency fund is. Do you have enough cash to cover them or would you have to rely on high-interest credit cards or a loan from your family? Create a separate savings account and call it your Emergency Fund.