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Frugal Tip Monday-My 401k/Retirement Dilemma

Fashion Without Guilt

Finance has always been a interest of mine ever since I can remember. My mother was the sales rack queen and still is, and my dad has a New York state of mind "where everything can be talked down in price" and I mean EVERYTHING. I have always been a frugal shopper at heart. I think it runs in my viens.

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What Makes a Saver?

Prairie Eco-Thrifter

As a young mom, I saved like mad – going to garage sales, thrift stores and accepting hand me downs on toys and clothing. I also saved – maxing out 401K contributions to build up the retirement funds.

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Investment Methods

Prairie Eco-Thrifter

I pick up a lot of them at garage sales for 25 cents to a $1. Much of the information in it is basic personal finance guidance (with a biblical twist). When I retired, I used this method to re-invest the proceeds from my company 401K (that I had rolled into an IRA). My copy has a copyright date of 2008.

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10 Reasons You’re Broke

Prairie Eco-Thrifter

Instead of investing your money in education or your 401K, your money goes to clothes, gadgets, big screen TV’s or alcohol. If you make $50,000 a year after taxes and spend $60,000 a year, your finances are going backward. You go weekend e-baying, garage-saling or to the flea markets. Not pretend our finances are fine.

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