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Resolve to Regularly Discuss Your Finances with Your Spouse

Family Balance Sheet

But for the two of us to achieve our financial goals, we need to have money conversations and they need to be done regularly. Money conversations aren't always easy to have, yet I feel that for me and my husband they are so imperative to the stability of our marriage and our home. Column E = Monthly debt payment.

Finance 138
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Leveraging Business Loans In Family-Owned Enterprises

Koupon Karen

We’ll explore how to effectively leverage business financing, providing guidance to navigate through any uncertainties. This can present both opportunities and challenges when it comes to business financing and growth. Invoice Financing: This allows businesses to borrow money against outstanding invoices.

Family 52
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HELOC Vs Home Equity Loan: How Do They Work?

Savings Corner

Key takeaways Home equity loans and HELOCs are both financing tools that allow you to borrow against your ownership stake in your home. Home equity lines of credit (HELOCs) and home equity loans are two similar finance tools — methods of borrowing money against the ownership stake you have in your home. Home equity loan: What is it?

Home 52
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Cash-Out Refinancing: How It Works, When To Do It

Savings Corner

You can use this money for any purpose, including home remodeling , consolidating higher-interest debt , college tuition and other financial needs. Cash-out refinances are generally best for big-ticket costs: Think home renovations or major debt consolidation. The difference between the two is given to you in a lump-sum payment.

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Should You Save Or Invest Your Money?

Prairie Eco-Thrifter

In this article we will look at the pros and cons of saving and investing, as well as reducing debt, as a means of gaining financial security. Conversely, the price may have dropped and you can only sell them for less than you paid for them. What About Debt? A dollar saved, as they say, is a dollar earned. What Should You Do? .

Money 189
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Carnival of Financial Planning – Money Management Edition #231

Prairie Eco-Thrifter

Wayne presents Purpose of Budgeting posted at Young Family Finance , saying, “Are you left wondering why you should budget? Justin presents Know the Common Mistakes with Your Personal Finances posted at Budget Snob , saying, “Many people make the same financial mistakes. ” Managing Debt.

Money 133
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P.E.P. for Week of January 31- February 4/11- Superbowl Edition

Prairie Eco-Thrifter

Most of the conversations we had with each other over the three months was what trades to make and who was an early pick up. Retirement lingo can get confusing if you are just starting out learning about finances. Punch Debt in the Face tells us why no spend challenges are for wussies. Reducing Debt. He has a point.

January 113