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Best Private Student Loans and Current Rates

Savings Corner

You apply for a private student loan through a bank, credit union or online lender. Compare offers from multiple lenders including banks, credit unions, online companies and state-based lenders to find the lowest interest rate. Can I get a private student loan with bad credit?

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Are You Heading for Financial Disaster?

Prairie Eco-Thrifter

See if you can identify with any of these statements: I spend more than I earn I don’t have a household budget I use credit cards all the time to buy everyday essentials like food, gas, transport. Avoid using store cards; they usually have excessively high interest rates and this negates any savings you might make.

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HELOC Vs Home Equity Loan: How Do They Work?

Savings Corner

HELOCs (home equity lines of credit) come with variable interest rates and fluctuating monthly payments (like credit cards). Home equity lines of credit (HELOCs) and home equity loans are two similar finance tools — methods of borrowing money against the ownership stake you have in your home. HELOC: What is it?

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Enter to Win $250 for Back to School + Free Credit Report

For the Mommas

Credit Sesame wants to help you ease the ‘Back to School” stress. Don’t worry about raking up those credit card bills, or putting a dent in your savings. Credit Sesame will help you manage your finances, and unlock your credit potential. The greatest perk of Credit Sesame, it’s 100% Free!

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Carnival of Personal Finance #316- Family Edition

Prairie Eco-Thrifter

Tim from How to Make Bankable Savings discusses Buy Versus Rent: Non-Financial Considerations are Ke y The decision to buy or rent your home involves more than a financial analysis. Outlaw from Outlaw Finance presents Fundamental vs. Technical Analysis: A Basic Overview of Investing. I wish we had some of these in Canada.

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Mourning the Loss of Privacy

Prairie Eco-Thrifter

Did you know a time when there weren’t cameras on every street corner and in every store, bank and business, clicking your picture and noting the time. (In MSNBC reported that “The federal government is allegedly compiling a database of telephone numbers dialed by Americans, and eavesdropping on U.S.

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Keeping it Simple: Strategies for Financial Security

Prairie Eco-Thrifter

Assess Your Bank Accounts The next simple thing is to look at your bank accounts; if you have several, think whether you need them all. Debit cards allow you 24/7 access to your own money and help to reduce the use of credit cards. Reduce Your Credit Cards Ouch! That one is going to hurt!

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