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Carnival of Personal Finance #316- Family Edition

Prairie Eco-Thrifter

Hello and welcome to the 316th Carnival of Personal Finance- Family Edition. Big Cajun Man from THE Canadian Personal Finance Site asks What is Your Financial Plan B? Ken from Spruce Up Your Finances asks Need A Down Payment For Your House? Nathan Richardson from ComplexSearch.com presents What’s a Good Credit Score?

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HELOC Vs Home Equity Loan: How Do They Work?

Savings Corner

Key takeaways Home equity loans and HELOCs are both financing tools that allow you to borrow against your ownership stake in your home. HELOCs (home equity lines of credit) come with variable interest rates and fluctuating monthly payments (like credit cards). A home equity line of credit (HELOC) is also secured.

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Best Private Student Loans and Current Rates

Savings Corner

You apply for a private student loan through a bank, credit union or online lender. Compare offers from multiple lenders including banks, credit unions, online companies and state-based lenders to find the lowest interest rate. Can I get a private student loan with bad credit?

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Enter to Win $250 for Back to School + Free Credit Report

For the Mommas

Credit Sesame wants to help you ease the ‘Back to School” stress. Don’t worry about raking up those credit card bills, or putting a dent in your savings. Credit Sesame will help you manage your finances, and unlock your credit potential. What does Credit Sesame do? Automatically enter to win $250!

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Are You Heading for Financial Disaster?

Prairie Eco-Thrifter

See if you can identify with any of these statements: I spend more than I earn I don’t have a household budget I use credit cards all the time to buy everyday essentials like food, gas, transport. Avoid using store cards; they usually have excessively high interest rates and this negates any savings you might make.

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Mourning the Loss of Privacy

Prairie Eco-Thrifter

Did you know a time when there weren’t cameras on every street corner and in every store, bank and business, clicking your picture and noting the time. (In MSNBC reported that “The federal government is allegedly compiling a database of telephone numbers dialed by Americans, and eavesdropping on U.S.

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Keeping it Simple: Strategies for Financial Security

Prairie Eco-Thrifter

Take personal finances, for example; too many people over-think their finances, with the result that it all seems too hard. The more complicated your finances are, the harder it all seems. Simple finances work for you rather than against you, so it’s a win-win. Reduce Your Credit Cards Ouch!

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