article thumbnail

How to Budget (and Pay) for Yearly Bills + a FREE Speadsheet

Family Balance Sheet

Our home owner’s insurance, auto insurance, and local real-estate taxes (for our home and our business property) are due, and on top of that, there have been years where we also owed the Federal government. For ideas to find those funds, read: 25 Ways to Find Money for Your Emergency Fund.

Bills 130
article thumbnail

Types of Investors

Prairie Eco-Thrifter

His idea was to buy some land, a bit outside his own area and develop it into an estate type community – homes with acreage. This man works for a family firm that deals in real estate and has some connections to people who have done development, but has no experience himself. Real estate investors.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

10 Must-Know Personal Finance Tips for Moms’ Financial Success

Penny Pinchin' Mom

Things like your savings account, your retirement fund, your house, investments accounts, real estate…these are all assets. Have Separate Bank Accounts This should go without saying, but I will say it anyway: You need separate bank accounts. Knowing this difference will show you where you stand financially.

article thumbnail

Yes Virginia, There is a Money Tree

Prairie Eco-Thrifter

One way to do this in a two income family is to live off of one income and bank the other. Once you have saved a base amount, branch out to put additional money into the stock and bond markets, real estate and other types investments that will grow your money faster than a secure savings account. We did that. Tax yourself.

Virginia 160
article thumbnail

Why Save Money in a Low Interest Rate Environment?

Prairie Eco-Thrifter

Both are now old enough to open a bank savings account. I would go into the bank with my stubby little hands clutching my months worth of allowance (total of $1), deposit it and see the results right off printed in my book. Trepidation about having the grand-kids open a savings account. Back then I had a passbook.

Money 124
article thumbnail

Yakezie Carnival November 13, 2011- November Edition

Prairie Eco-Thrifter

Money Talks Coaching: Finding Your Emergency Fund – I hear you saying “I know emergency funds are important, but how am I supposed to save money when I can’t even pay my bills?” Today I’m going to talk about getting those emergency funds going. krantcents: How Will You Measure Your Life?

November 188
article thumbnail

Carnival of Personal Finance #384 – Time for a Laugh Edition

Prairie Eco-Thrifter

and says, “While the real estate market continues on the road to recovery, there has been quite a buzz recently regarding reverse mortgages. Specifically, how important emergency fund planning was for a couple with a veterinary emergency at their home.”