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Forget the Small Stuff; Save Money on Bigger Costs

Prairie Eco-Thrifter

In the personal finance world, it’s common to focus on all the small ways you can save money each day. However, cutting these simple pleasures from your life doesn’t have to be the answer you’re looking for when it comes to your finances. About a year and a half ago I refinanced my house. Premium Cable.

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Best Graduate Student Loan Options of January 2024

Savings Corner

Use grad PLUS loans if you’ve maxed out your federal direct unsubsidized loans and still want to use federal loans to pay for graduate school. College Ave Graduate Student Loan College Ave is a good choice if you’re working your way through graduate school.

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Get your FREE Family Balance Sheet Excel Spreadsheet

Family Balance Sheet

I could talk all day about personal finance and money-saving strategies, but my husband, while very responsible with money, just doesn’t feel the same way. To keep the communication flowing, I created my very first Balance Sheet to give my husband a snapshot of our household and business finances. It was tricky at first.

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How To Get A Personal Loan In 8 Steps

Savings Corner

Key takeaways Determine how much you need before you apply to avoid requesting more money after you’re approved or borrowing more than you need. Compare options from multiple personal loan lenders before applying to make sure you’re getting a competitive interest rate and fee structure.

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Down Payment on a House: How Much Do You Really Need?

Savings Corner

NerdWallet’s Best-Of Award Winner Best Mortgage Lender For Cash-Out Refinancing NBKC: NMLS#409631 5.0 It offers a significant volume of cash-out refinancing with unusually low origination fees. You use a loan to pay the rest of the purchase price over time. Avoid using your entire savings for a down payment.