article thumbnail

8 Action Steps for a Frugal February!

Family Balance Sheet

Do you know how much money is flowing in and out of your bank accounts? Review your spending daily to understand where your dollars are going. One way to track your spending is to log all of your purchases, bills, atm withdrawals, and any outgoing on notebook paper at the end of each day. 2 – Track your cashflow.

February 130
article thumbnail

How to Start a Budget (and be successful at it!)

Family Balance Sheet

Do you look at your bank account and wonder, “where did all the money go?” Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. We got back on track with planning our spending and we were able to breathe again. lined paper.

Budgeting 133
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

The Final Day of 31 Days to Find $1000 ~ How Did You Do?

Family Balance Sheet

250 Bank of America cash rewards. $80 75 from reducing our spending and declaring October a “needs” only month. $25 25 from our lower electric bill due to our Low Heat Challenge. Day 14: Reduce Your Grocery Spending without Sacrificing Quality. In the month of October we found almost $600. 50 returns.

Finds 258
article thumbnail

Frugal February

Family Balance Sheet

Do you know how much money is flowing in and out of your bank accounts? Review our spending daily to understand where your dollars are going. One way to track you spending is to log all of your purchases, bills, atm withdrawals, and any outgoing on notebook paper at the end of each day. 2 – Track your cashflow.

February 100
article thumbnail

Grocery Budget Challenge | February Meeting

Family Balance Sheet

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. Lately when I see my bill at the check out, I’m shocked at how few groceries are actually going home with me. Also my debit card got caught up in the Target breach of security.

Budgeting 124
article thumbnail

How to Save Money on Groceries

Family Balance Sheet

Are you spending more at the grocery store lately? Rising prices are affecting everyone’s bank account, and groceries are leading the way. Everyone is trying to figure out how to save money on groceries! These are strategies I use weekly to help keep my grocery bill in line with our budget.