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Over 40 and Worried about Money? Start here!

Family Balance Sheet

They’re taking a gap year between high school and college. ” Her comment was echoed by another (in real life) conversation I was having with a different friend who is sending a child off to college this fall. The cost of college education is crushing and many parents feel compelled to assist or pay for the entire tuition.

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Find out How Chris & His Wife Paid off $52,000 in 7 Months

Family Balance Sheet

We both went to college, we both worked hard, and we felt like we were fairly intelligent human beings. We sat down at our kitchen table, took out a simple white piece of paper, and penned out a contract to ourselves: It was our Get Out Debt Contract. It was official – we were out of money. We officially were finished.

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HELOC Vs Home Equity Loan: How Do They Work?

Savings Corner

Many borrowers use them to pay for major home repairs or renovations, like finishing a basement , remodeling a kitchen or updating a bathroom. How to obtain a home equity loan Home equity loans are available through banks, credit unions and online lenders. Both funding options allow you to use the funds however you see fit.

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How to Save Money Fast – My Top 20 Tips

Penny Pinchin' Mom

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. It’s an actual need. Start Using Cash This is a wonderful way to save money. Believe me!

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25 Frugal & Fun Date Night Ideas

Saving Cents With Sense

Go to a local college production. Look at the Target First program, Bank of America card holder program, or any other discounts they may offer. Volunteer together at a local church, soup kitchen, etc. You’ll probably have some great conversations while you playing, too. Read a book together. Save on Activities.

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

I learned from the best, but I believe that a personal finance course should be a requirement for both high school and college graduation. We lived off my salary and banked Alan’s even before we were married so that we could build our own house (literally), paying cash as we went. That’s not right. Spreadsheets are my friends.

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Meet a Reader | Karen from the Great Lakes

The Frugal Girl

For 20 or so years I’ve been homeschooling my kids, and am now down to about 1 1/2 (one full-time homeschooler, and one doing College Credit Plus with some support). We also want to get our kids through college without them having loans to pay back, and we are 1 out of 4 on that so far! We rent now and are much happier.

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