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How to Start a Business in 15 Steps

Savings Corner

Here are the essential steps on how to start a business, from choosing the right business idea, creating a solid business plan and structuring your company to opening a business bank account and choosing the right accounting software. If your city has officials who work on economic development issues, they may be helpful too.

Finance 52
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What Is A Personal Loan?

Savings Corner

You can get a personal loan from online lenders, banks and credit unions, and the funds are provided in a lump sum. One of the biggest benefits of a personal loan is that they often charge lower fixed interest rates when compared to other forms of lending, like credit cards. You will also start to repay the money.

Debt 52
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Should You Save Or Invest Your Money?

Prairie Eco-Thrifter

In today’s tight economic climate, many people wonder what is the best method of improving their financial position. Saving means that you deposit a sum of money, which you can generally add to over time, into an account with a bank, credit union, savings and loan or other financial institution. What Should You Do? .

Money 189
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Best Private Student Loans and Current Rates

Savings Corner

You apply for a private student loan through a bank, credit union or online lender. Compare offers from multiple lenders including banks, credit unions, online companies and state-based lenders to find the lowest interest rate. Can I get a private student loan with bad credit?

Student 52
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How to Save Money by Downsizing

Prairie Eco-Thrifter

More and more people are opting for smaller, more economical cars to reduce running costs as well greenhouse gas emissions. Credit cards come immediately to my mind; by downsizing the number of cards you have, as well as their balances and credit limits, you are certain to save lots of money in interest and repayments.

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Ways to Build Credit Without Relying Solely on Credit Cards

Prairie Eco-Thrifter

For those who prefer to pay with cash and avoid the credit card debt cycle altogether, building a solid credit history and high FICO score can be a challenge – but it doesn’t have to be. Only a small portion of your FICO score is based on having and using revolving credit. Where Credit Scores Come From. Your Score.

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Vacations on a Dime: How to Fly for Less!

Saving Cents With Sense

Apply for an Airline Credit Card. Airline brand credit cards can save you big bucks when you travel. Travelers carrying an airline credit card can often avoid checked baggage fees and save big. Just be sure you read the fine print on all cards. a bag in surcharges. Get on The List.