Remove Banking Remove Credit Cards Remove Health Remove Savings Account
article thumbnail

10 Must-Know Personal Finance Tips for Moms’ Financial Success

Penny Pinchin' Mom

Personal Finance Tips for Better Financial Health If you are currently struggling financially, I’m here to tell you that your financial situation isn’t unique. They already have savings accounts that they don’t know about. I send in $50 every month to each of their accounts.

article thumbnail

Money tips from Mom

Prairie Eco-Thrifter

You can’t always count on credit cards or checks being accepted. My son whipped out his credit card to pay for their meal and was stopped cold when he found out the place didn’t take credit. Know how much you have and make sure that you and the bank agree on that amount. Know what you have.

Money 217
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Why Save Money in a Low Interest Rate Environment?

Prairie Eco-Thrifter

Because we only have a week to show results, and because savings account interest rates have been near zero each year since camps started, I have routinely given the jar 50% interest. Trepidation about having the grand-kids open a savings account. Both are now old enough to open a bank savings account.

Money 124
article thumbnail

Net Worth Defined: What Is My Net Worth?

Savings Corner

For example, your home would count toward your net worth if you’re willing to use it for a home equity line of credit or sell it should the need arise. That includes revolving consumer debts — such as credit card balances — as well as personal, auto, payday and title loan balances. Create my free account.

article thumbnail

Personal Loans: Compare Top Lenders, Rates

Savings Corner

You can get a personal loan from a bank, credit union or online lender.Personal loan amounts are from $1,000 to $100,000, and they’re typically repaid over a term of two to seven years. To qualify you, lenders look at factors including your credit score, credit report and debt-to-income ratio. Find a co-applicant.

Debt 40
article thumbnail

How I Organize My Paper Files and Filing Cabinet

Family Balance Sheet

Although, I don't bother keeping month end statements any more, because our banks have that information on line for the last 5 years. Major Category: Insurance - My sub-files are Auto, Health, Health Savings Account, Home-Owners, Life. Major Category: Medical records - I keep a file for each family member.

Paper 147
article thumbnail

Small Choices Means Big Gains When Achieving Financial Security

Prairie Eco-Thrifter

The secret to financial success is actually saving small amounts regularly, even just $5 or $10 at first, and then putting these savings to work for you. Your money works for you when it is earning you interest or adding value so don’t leave it sitting in your everyday bank account. Grow Your Money Put your money to work.

Debt 202